1012 Caroline St, Winchester, VA 22601 Property Records

Winchester City property record for 1012 Caroline St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,272 sqft · built 1978
Lot Size	0.397 acres (17,293 sqft)
Owner	Individual Name on Record
Tax Bill	$5,245 (2026)
Deeds & Mortgages	Jul 2025 Transfer Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`131-06-E-4`

Property Details

APN / Parcel Number

Primary APN	`131-06-E-4`
Alternative APNs	`2074` `2305`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,272 sqft Living Area
1st Floor Area	1,752 sqft
Basement Area	1,752 sqft
Finished Basement	994 sqft
Unfinished Basement	758 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,293 sqft (0.397 acres)
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Patio Area	558 sqft
Balcony Area	38 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2074
Street Address	1012 CAROLINE ST
City	WINCHESTER
State	VA
Zip	22601-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR
Legal Description	OLD FORT ADD S-2 B-E L-4 1012 CAROLINE STREET
Legal Subdivision	OLD FORT ADD
Legal Block	E
Legal Lot Number	4
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	2
Census Block	2000
Census Tract	201

Owner

Source: Winchester City records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 CAROLINE ST, WINCHESTER, VA 22601-3317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Transfer on Death Deed, Transfer
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 30, 2025
Transfer Doc	0000001434
Record Updated	Sep 20, 2026

July 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jul 1, 2025
Property Address	1012 CAROLINE ST, WINCHESTER, VA 22601-3317
Document Number	0250001434
Map Reference	MB 122 PG 347
Instrument Date	Jun 30, 2025
Instrument	250001434
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CAROLINE ST, WINCHESTER, VA 22601-3317

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER CITY VA
Property Address	1012 CAROLINE ST, WINCHESTER, VA 22601-3317
Transaction Type	Mortgage
Record Updated	Oct 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170002295
Date	Oct 10, 2017
Instrument	170002295

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	RICHMOND, VA 23219

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,245.00	$659,700 (-) Land $110,000 Building $549,700
2025	$5,245.00	$659,700 (+13.37%) Land $110,000 Building $549,700	$659,700 (+13.37%) Land $110,000 Building $549,700
2023	$4,829.00 (+20.39%)	$581,900 Land $110,000 Building $471,900	$581,900 Land $110,000 Building $471,900
2022	$4,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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