Madison County property record for 1012 Caroline Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Details | 1,740 sqft |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Mar 2020) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Aug 2017 Construction Loan Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0108-0002-0035 |
| Primary APN | 0108-0002-0035 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,740 sqft Living Area |
| Exterior Material | Brick |
|---|
| Account Number | 65635 |
|---|---|
| Street Address | 1012 CAROLINE DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9598 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAST POINT ESTS LOT 35 |
| Legal Subdivision | EAST POINT EST |
| Legal Lot Number | 35 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 11001 |
1012 Caroline Dr is owned and occupied by an individual who bought it in March 2020.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1012 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2017 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL KENTUCKY FSB |
| Mar 30, 2020 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Sep 20, 2017 | Land Contract, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on File |
| Deed Sale | Mar 30, 2020 · Amount on File |
| Deed Document Number | 2014009641 |
| Deed Book / Page | D00786 / 219 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 1012 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | M01756/586 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | M01756/586 |
| Instrument | 2013962552 |
| Name | CENTRAL KENTUCKY FSB |
|---|---|
| Address | DANVILLE, KY 40422 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 30, 2020 |
| Property Address | 1012 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | D00786/219 |
| Book / Page | D00786 / 219 |
| Map Reference | MB 12 PG 66 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 2014009641 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12734 HIGHWAY 191, HAZEL GREEN, KY 41332-9095 |
| Document Number | 2014009642 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2014009642 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 20, 2017 |
| Property Address | 1012 CAROLINE DR, RICHMOND, KY 40475-9598 |
| Document Number | D00750/340 |
| Book / Page | D00750 / 340 |
| Map Reference | CAB27 PG328 |
| Instrument Date | Sep 8, 2017 |
| Instrument | 2013965099 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX RICHMOND, 00000 |
| Name | Verified Name |
|---|---|
| Address | 1012 CAROLINE DR, 00000 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 1012 Caroline Dr was $1,980 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,980.00 Additional exemption filed | $210,000 | $210,000 |
| 2023 | $2,037.00 | $210,000 | $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Caroline Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1012 Caroline Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures