1012 Cachelin Dr, Carter Lake, IA 51510 Property Records

Pottawattamie County property record for 1012 Cachelin Dr, Carter Lake, IA 51510

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,198 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,300 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7544 16 305 020`

Property Details

APN / Parcel Number

Primary APN	`7544 16 305 020`
Alternative APN	`005 060 050 010425 034 000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	1,198 sqft Base Area
1st Floor Area	1,198 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Area	140 sqft
Pool Area	175 sqft
Deck Area	Deck Area

Location & Zoning

Street Address	1012 CACHELIN DR
City	CARTER LAKE
State	IA
Zip	51510-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARTER LAKE-HOLIDAY PARK ADD LT 14 BLK 2
Legal Range	44W
Legal Township	75N
Legal Section	16
Legal Subdivision	HOLIDAY PARK ADDITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	1
Census Block	1013
Census Tract	21200

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Jun 24, 2026	Deed of Trust, Mortgage · FHA Mortgage NATIONS MORTGAGE
Sep 17, 2025	Affidavit of Death of Joint Tenant, Transfer · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 16, 2025
Transfer Doc	0000010422
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Sep 11, 2026
Property Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238
Document Number	0000010632
Instrument Date	Jun 11, 2026
Instrument	202610632
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238

Mortgage

Document Number	0000010632,
Date	Sep 11, 2026
Instrument	202610632

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Jul 1, 2053

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 24, 2026
Property Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238
Document Number	0000007136
Instrument Date	Jun 11, 2026
Instrument	20267136
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	POST CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238

Mortgage

Document Number	0000007136,
Date	Jun 24, 2026
Instrument	20267136

Lender

Name	NATIONS MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2053

Interest

Rate	6.36%
Max Rate	-1%

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Sep 17, 2025
Property Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238
Document Number	0000010422
Instrument Date	Sep 12, 2025
Instrument	2025-10422
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CACHELIN DR, CARTER LAKE, IA 51510-1238

Mortgage

Document Number	0000010423
Date	Sep 17, 2025
Instrument	2025-10423

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Carter Lake City
County	Pottawattamie County
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,800 (-) Land $23,800 Building $151,000	$174,800 (-) Land $23,800 Building $151,000
2025	$2,300.00	$174,800 (+9.73%) Land $23,800 Building $151,000	$174,800 (+9.73%) Land $23,800 Building $151,000
2024	$2,300.00 (-21.64%)
2023		$159,300 Land $20,700 Building $138,600	$159,300 Land $20,700 Building $138,600
2021	$2,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1999–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARTER LAKE WATER DISTRICT serves 3,791 people · EPA ID IA7812079
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Western Iowa Wireless.

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