1012 Bruce Ln, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1012 Bruce Ln, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,546 sqft · built 1950
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Jan 2017)
Tax Bill$5,872 (2025)
Deeds & MortgagesMay 2023 Transfer
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.10-13-13

Property Details

APN / Parcel Number

Primary APN422800 59.10-13-13
Alternative APN
  • 280005901000130130000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,546 sqft Living Area
1st Floor Area1,158 sqft
Upper Floors Area388 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions106 ft deep x 85 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area150 sqft
Patio Area50 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1012 BRUCE LN
CitySCHENECTADY
StateNY
Zip12303-3661
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G,2DM,BZY COLDBROOK-324 5.-371-12
Legal SubdivisionSUBDIVISION #4 OF COLD BROOK
Legal Block13
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group3
Census Block3009
Census Tract32902

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address8 HEMPSHIRE CT, SCHENECTADY, NY 12302-2611
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Intrafamily Transfer, Transfer
Jan 5, 2017Warranty Deed, Transfer · FHA Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 5, 2017 · Amount on Record
Deed SaleJan 5, 2017 · Amount on Record
Prior SaleApr 30, 1997 · Amount on Record
Deed Document Number2017762
Deed Book / Page1953 / 815
Last Transfer DateJun 15, 2020
Transfer Doc0000027216
Record UpdatedJun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateMay 30, 2023
Property Address1012 BRUCE LN, SCHENECTADY, NY 12303-3661
Document Number0000030646
Book / Page2108 / 683
Map ReferenceCAB G MAP 141
Instrument DateMay 10, 2023
Instrument202330646
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address129 MILLER LN, ESPERANCE, NY 12066-3501

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8 HEMPSHIRE CT, GLENVILLE, NY 12302-2611

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 5, 2017
Property Address1012 BRUCE LN, SCHENECTADY, NY 12303-3661
Document Number0000000762
Book / Page1953 / 815
Map ReferenceCAB G MAP141
Instrument DateDec 3, 2016
Instrument201700762
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyOLD REPUBLIC NATL TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$668.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1012 BRUCE LN, 1012, SCHENECTADY, NY 12303-3661

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1004 SCHUYLER AVE, SCHENECTADY, NY 12306-1306

Mortgage

Document Number0000000769
DateJan 5, 2017
Book Page4734/868
Instrument201700769
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressWAKEFIELD, MA 01880
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,872.00$160,000 (-) Land $9,500 Building $150,500$246,200 (+10.8%) Land $14,618 Building $231,582
2024$160,000 (-) Land $9,500 Building $150,500$222,200 (+5.56%) Land $13,193 Building $209,007
2023$160,000 Land $9,500 Building $150,500$210,500 Land $12,498 Building $198,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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