Carteret County property record for 1012 Broad St, Beaufort, NC 28516
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,016 sqft · built 1938 |
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7305.06.49.1586000 |
| Primary APN | 7305.06.49.1586000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,016 sqft Heated Area |
| Gross Area | 1,152 sqft |
| 1st Floor Area | 1,016 sqft |
| Utility Area | 28 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,899 sqft (0.365 acres) |
| Lot Dimensions | 281 ft deep x 62 ft wide |
| Porch | Slab |
| Porch Area | 108 sqft |
| Utility Building | 11 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 64896 |
|---|---|
| Street Address | 1012 BROAD ST |
| City | BEAUFORT |
| State | NC |
| Zip | 28516-2017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT BROAD ST TOWN OF BEAUFORT |
| Legal Block | 49 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | BEAUFORT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970304 |
Source: Carteret County records · APN 7305.06.49.1586000
Assessment roll updated November 24, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 BROAD ST, BEAUFORT, NC 28516-2017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Her Husband |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| May 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 24, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 17, 2002 |
| Deed Sale | Jul 17, 2002 |
| Deed Book / Page | 948 / 191 |
| Last Transfer Date | May 12, 2020 |
| Transfer Doc | 0016720102 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1012 BROAD ST, BEAUFORT, NC 28516-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016980380 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 1698/380 |
| Instrument | 1698380 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | 12265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | May 18, 2020 |
| Property Address | 1012 BROAD ST, BEAUFORT, NC 28516-2017 |
| Document Number | 0016720102 |
| Book / Page | 001672 / 000102 |
| Instrument Date | May 01, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 BROAD ST BEAUFORT NC 285162017, BEAUFORT, NC 28516-2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1012 BROAD ST, BEAUFORT, NC 28516-2017 |
| Document Number | 0016640418 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2020 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS-RESWARE |
| Name | Verified Name |
|---|---|
| Address | 1012 BROAD ST BEAUFORT NC 285162017, BEAUFORT, NC 28516-2017 |
| Document Number | 0016640418 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 001664/000418 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Carteret County records · Assessment roll updated November 24, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Beaufort Town |
| Unified School District | Carteret County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,955.00 (-21.66%) | $500,912 (+14.78%) Land $211,156 Building $289,756 | $500,912 (+14.78%) Land $211,156 Building $289,756 |
| 2023 | $436,411 Land $382,892 Building $53,519 | $436,411 Land $382,892 Building $53,519 | |
| 2022 | $3,772.00 |
Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 96 units insured incl. 8 condo units |
| Nearby Flood Claims | 40 (1980–2024) |
| Claims Outside the SFHA | 6 of 40 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Beaufort Historic District listed 1974 · 16 contributing resources · NRIS 74001331 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 491 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BEAUFORT serves 4,452 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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