1012 Bernette Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1012 Bernette Ct, Naperville, IL 60540 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1993
Square Footage2,005 sqft Living Area
Lot Size2,178 sqft (0.05 acres)
Garage392 sqft
OccupancyOwner Occupied
Last Sale$185,500 (1996)
Tax Bill$8,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-18-221-077

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,005 sqft Living Area
Gross Area2,369 sqft Gross Area
1st Floor728 sqft 1st Floor
2nd Floor913 sqft 2nd Floor
Basement Area728 sqft Basement
Finished Basement364 sqft Finished
Unfinished Basement364 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialWood Siding Exterior
Lot Area2,178 sqft (0.05 acres)
Parking Spaces1 Parking Spaces
Garage Area392 sqft Garage

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address1012 BERNETTE CT
CityNAPERVILLE
StateIL
Zip60540-4837
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARCLAY MANOR ALL
Legal SubdivisionBARCLAY MANOR
Legal Lot Number60
JurisdictionDU PAGE IL
Minor Civil DivisionLISLE
Census Blockgroup4
Census Block4010
Census Tract846103

Owner

Source: DuPage County records · APN 08-18-221-077

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1012 BERNETTE CT, NAPERVILLE, IL 60540-4837
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 01, 2017Warranty Deed, Transfer · Conventional Mortgage
CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 06, 1996 · Amount on Record
Deed SaleSep 06, 1996 · Amount on Record
Prior SaleNov 06, 1995 · Amount on Record
Deed Doc Number1996147657
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Recording DateJun 25, 2026
Property Address1012 BERNETTE CT, NAPERVILLE, IL 60540-4837
Document Number0000042904
Instrument DateJun 18, 2026
Instrument202642904
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 BERNETTE CT, NAPERVILLE, IL 60540-4837

Mortgage

Document Number0000042904,
DateJun 25, 2026
Instrument202642904
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 24, 2051
Interest
Rate6.51%
Max Rate-1%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateDec 01, 2017
Property Address1012 BERNETTE CT, NAPERVILLE, IL 60540-4837
Document Number0000123230
Map ReferenceDOCR91-971
Instrument DateNov 15, 2017
InstrumentR2017-123230
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD AND WARNER TITLE SERVI

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 BERNETTE CT, NAPERVILLE, IL 60540-4837

Mortgage

Document Number0000123231
DateDec 01, 2017
InstrumentR2017-123231
Lender
NameCHERRY CREEK MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,075.00 (+3.9%) Homeowner's exemption$146,375 (+8.53%) Land $30,824 Building $115,551$439,125 (+8.53%) Land $92,472 Building $346,653
2024$7,772.00 (+13.41%)$134,870 (+20.53%) Land $28,401 Building $106,469$404,610 (+20.53%) Land $85,203 Building $319,407
2022$6,853.00 Homeowner's exemption$111,900 Land $23,560 Building $88,340$335,700 Land $70,680 Building $265,020

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 26% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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