Sumner County property record for 1012 Atchley Ct, Hendersonville, TN 37075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,698 sqft · built 2013 |
| Lot Size | 0.162 acres (7,086 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,900 (Apr 2019) |
| Tax Bill | $2,111 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083138O A 01200 |
| Primary APN | 083138O A 01200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,086 sqft |
| Lot Dimensions | 236 ft deep x 30 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 2,044 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1012 ATCHLEY CT |
|---|---|
| City | HENDERSONVILLE |
| State | TN |
| Zip | 37075-6320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 22 PAGE: 384 BLOCK: LOT: 79 SUBD: ISLAND BROOK PH 4 |
| Legal Subdivision | ISLAND BROOK PH 4 |
| Legal Lot Number | 79 30 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 21009 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 ATCHLEY CT, HENDERSONVILLE, TN 37075-6320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 8, 2019 | Warranty Deed, Transfer · FHA Mortgage CHURCHILL MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2019 · Amount on Record |
| Deed Sale | Apr 8, 2019 · Amount on Record |
| Prior Sale | Jul 23, 2013 · Amount on Record |
| Deed Document Number | 1264432 |
| Deed Book / Page | 4920 / 386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 ATCHLEY CT, HENDERSONVILLE, TN 37075-6320 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0058070510 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5807/510 |
| Instrument | 1395070 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 ATCHLEY CT, HENDERSONVILLE, TN 37075-6320 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0054940720 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 5494/720 |
| Instrument | 1349882 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 ATCHLEY CT, HENDERSONVILLE, TN 37075-6320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051420374 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 5142/374 |
| Instrument | 1300467 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Apr 8, 2019 |
| Property Address | 1012 ATCHLEY CT, HENDERSONVILLE, TN 37075-6320 |
| Document Number | 0049200386 |
| Book / Page | 004920 / 000386 |
| Instrument Date | Apr 5, 2019 |
| Instrument | 1264432 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2019 |
| Title Company | MIDTOWN TITLE COMPANY, MIDTOWN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,405.63 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1012 ATCHLEY CT HENDERSONVILLE TN 370756320, HENDERSONVILLE, TN 37075-6320 |
| Document Number | 49200389 |
|---|---|
| Date | Apr 8, 2019 |
| Book Page | 004920/000389 |
| Instrument | 1264433 |
| Name | CHURCHILL MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 7, 2049 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,111.00 (-5.12%) | $148,575 (+50.38%) Land $23,750 Building $124,825 | |
| 2024 | $594,300 (+50.38%) Land $95,000 Building $499,300 | ||
| 2023 | $2,225.00 (-0.45%) | $98,800 (-) Land $18,750 Building $80,050 | |
| 2022 | $2,235.00 | $98,800 Land $18,750 Building $80,050 | |
| 2021 | $395,200 Land $75,000 Building $320,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 25 (1988–2025) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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