1012 Ashley Ct, Richmond, KY 40475 Property Records

Madison County property record for 1012 Ashley Ct, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,500 (Sep 2021)
Tax Bill	$1,559 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0093-0000-0035-N`

Property Details

APN / Parcel Number

Primary APN	`0093-0000-0035-N`
Alternative APNs	`116769` `79864` `46156`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Account Number	46156
Street Address	1012 ASHLEY CT
City	RICHMOND
State	KY
Zip	40475-9096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DANNY TRIBBLE DEV LOT 9
Legal Subdivision	DANNY TRIBBLE DEV
Legal Lot Number	9
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	1
Census Block	1004
Census Tract	11001

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 ASHLEY CT, RICHMOND, KY 40475-9096
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage FIRST CENTURY LENDING LLC
Mar 18, 2020	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Apr 22, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Sep 16, 2021	Deed, Transfer · Stand-Alone First Mortgage FIRST CENTRY LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2021 · Amount on Record
Deed Sale	Sep 16, 2021 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20212014053490
Deed Book / Page	811 / 496
Last Transfer Date	Mar 3, 2023
Transfer Doc	0014147834
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1012 ASHLEY CT, RICHMOND, KY 40475-9096
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	M01728/288
Date	Feb 15, 2017
Book Page	M01728/288
Instrument	2013954497

Lender

Name	FIRST CENTURY LENDING LLC
Type	Non-Lending Institution
Address	RICHMOND, KY 40475

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2027

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1012 ASHLEY CT, RICHMOND, KY 40475-9096
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01926/227
Date	Mar 18, 2020
Book Page	M01926/227
Instrument	2014009129

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Feb 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1012 ASHLEY CT, RICHMOND, KY 40475-9096
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2045/152
Date	Apr 22, 2021
Book Page	M2045/152
Instrument	2014034144

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	RICHMOND, KY 40475

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 23, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 16, 2021
Property Address	1012 ASHLEY CT, RICHMOND, KY 40475-9096
Document Number	00D811/496
Book / Page	D811 / 496
Map Reference	DD 37 PG 339
Instrument Date	Sep 15, 2021
Instrument	2014053490
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	961 BARKER LN W, BEREA, KY 40403-9467

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2014053491
Date	Sep 16, 2021
Instrument	2014053491

Lender

Name	FIRST CENTRY LENDING LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,559.00 (-2.81%)	$165,400 (-)	$165,400 (-)
2023	$1,604.00	$165,400	$165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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