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1012 Apricot Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1012 Apricot Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,368 sqft · built 1987
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (Aug 2015)
Tax Bill$3,132 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA885000095

Property Details

APN / Parcel Number

Primary APNA885000095
Alternative APN
  • 5-0080-6243-00-0019.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,368 sqft Living Area
Gross Area2,356 sqft
1st Floor Area1,218 sqft
Basement Area688 sqft
Finished Basement150 sqft
Unfinished Basement538 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
TerrainRolling
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA885000095
Street Address1012 APRICOT DR
CitySAINT CHARLES
StateMO
Zip63301-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMEADOW BLUFFS REV PLAT LOT 19
Legal SubdivisionMEADOW BLUFFS REV PLAT
Legal Lot Number19
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1018
Census Tract310202

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 APRICOT DR, SAINT CHARLES, MO 63301-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2015 · Amount on Record
Deed SaleAug 19, 2015 · Amount on Record
Prior SaleNov 5, 2004 · Amount on Record
Deed Document Number2015550030
Deed Book / Page6407 / 777
Prior Transfer DateJun 20, 2007
Prior Transfer Doc0047792155
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1012 APRICOT DR, SAINT CHARLES, MO 63301-3206
Document Number0000077502
Instrument DateOct 8, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 APRICOT DR ST CHARLES MO 633013206, ST CHARLES, MO 63301-3206

Mortgage

Document Number0000077502
DateOct 14, 2020
Instrument77502
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueOct 13, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,849 (-)$251,838 (-) Building $251,838
2025$3,132.00 (+8.07%)$47,849 (+11.2%)$251,838 (+11.2%) Building $251,838
2024$2,898.00
2023$43,030
2022$226,472 Land $40,000 Building $186,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims37 (1979–2022)
Claims Outside the SFHA2 of 37
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims
  • Severe Storms & Flooding, Aug 1993 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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