1012 Alcove Loop, The Villages, FL 32162 Property Records

Sumter County property record for 1012 Alcove Loop, The Villages, FL 32162

Property Summary

Property Type	Single Family Home
Details	1,887 sqft · built 2009
Lot Size	0.173 acres (7,564 sqft)
Owner	Individual Name on Record
Last Sale	$438,000 (Jan 2026)
Tax Bill	$3,276 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G02G043`

Property Details

APN / Parcel Number

Primary APN	`G02G043`
Alternative APN	`1043542`

Interior

Building Area	1,887 sqft Heated Area

Exterior

Year Built	Built 2009
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	7,564 sqft (0.173 acres)
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	307 sqft

Location & Zoning

Account Number	1043542
Street Address	1012 ALCOVE LOOP
City	THE VILLAGES
State	FL
Zip	32162-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 THE VILLAGES OF SUMTER UNIT NO 144 PB 10 PGS 13-13B
Legal Range	23E
Legal Township	19S
Legal Section	02
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	43
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3001
Census Tract	911206

Owner

Source: Sumter County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	17672 230TH AVE, LEROY, MI 49655-8545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Deed Document Number	202660001639
Deed Book / Page	5029 / 405
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 12, 2026
Property Address	1012 ALCOVE LOOP, THE VILLAGES, FL 32162-4418
Document Number	0050290405
Book / Page	5029 / 405
Map Reference	MB 10 PG 13&13B
Instrument Date	Dec 30, 2025
Instrument	202660001639
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 LONG LOOP, THE VILLAGES, FL 32163-2863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17672 230TH AVE, LEROY, MI 49655-8545

Mortgage

Document Number	0005029407
Date	Jan 12, 2026
Instrument	5029/407

Lender

Name	MERCANTILE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$282,900 (+5.98%)	$417,140 (-1.59%) Land $45,380 Building $371,760
2024	$3,276.00 (+7.66%)
2023	$3,043.00 (+4.03%) Additional exemption filed	$266,930 (+3%)	$423,870 (+1.18%) Land $30,260 Building $393,610
2022	$2,925.00 Homeowner's exemption Widower's exemption	$259,160	$418,920 Land $37,740 Building $381,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	VILLAGE WATER
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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