1012 9th St S, Moorhead, MN 56560 Property Records

Clay County property record for 1012 9th St S, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Dec 2020)
Tax Bill	$4,472 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.414.0040`

Property Details

APN / Parcel Number

Primary APN	`58.414.0040`

Exterior

Lot Area	11,400 sqft (0.26 acres)

Location & Zoning

Street Address	1012 9TH ST S
City	MOORHEAD
State	MN
Zip	56560-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME LANES ADD SUBDIVISIONCD 58414 N 1' OF LOT 10 & ALL OF 11 THRU 13 1
Legal Range	48
Legal Township	139
Legal Section	08
Legal Subdivision	LANES ADD
Legal Block	1
Legal Lot Number	10
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2007
Census Tract	20400

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 9TH ST S, MOORHEAD, MN 56560-3608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE
Dec 29, 2020	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	2020810429
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Sep 20, 2023
Property Address	1012 9TH ST S, MOORHEAD, MN 56560-3608
Document Number	0000840877
Instrument Date	Aug 31, 2023
Instrument	840877
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 9TH ST S, MOORHEAD, MN 56560-3608

Mortgage

Document Number	0000840878
Date	Sep 20, 2023
Instrument	840878

Lender

Name	VALLEY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 29, 2020
Property Address	1012 9TH ST S, MOORHEAD, MN 56560-3608
Document Number	0000810429
Instrument Date	Dec 23, 2020
Instrument	810429
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5195 45TH ST S, FARGO, ND 58104-3339

Mortgage

Document Number	0000810430
Date	Dec 29, 2020
Instrument	810430

Lender

Name	CORNERSTONE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,472.00 (+13.73%) Homeowner's exemption	$290,300 (+2.47%) Land $48,500 Building $241,800	$290,300 (+2.47%) Land $48,500 Building $241,800
2025		$283,300 (+4.93%) Land $50,400 Building $232,900	$283,300 (+4.93%) Land $50,400 Building $232,900
2023	$3,932.00	$270,000 Land $50,400 Building $219,600	$270,000 Land $50,400 Building $219,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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