1012 78th St NW, Bradenton, FL 34209 Property Records

Manatee County property record for 1012 78th St NW, Bradenton, FL 34209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,496 sqft · built 1982
Lot Size	0.23 acres (10,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Apr 2026)
Tax Bill	$1,770 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`30353-0050-2`

Property Details

APN / Parcel Number

Primary APN	`30353-0050-2`
Alternative APN	`3417193035300502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,030 sqft (0.23 acres)
Lot Dimensions	118 ft deep x 85 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Deck Area	56 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1012 78TH ST NW
City	BRADENTON
State	FL
Zip	34209-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4.5 RE
Legal Description	LOT 9 CATALINA SUB PI#30353.0050/2
Legal Range	17E
Legal Township	34S
Legal Section	19
Legal Subdivision	CATALINA
Legal Tract	03035301
Legal Lot Number	9
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	4
Census Block	4009
Census Tract	1204

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 78TH ST NW, BRADENTON, FL 34209-1041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2026	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Deed Document Number	202649182
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	1012 78TH ST NW, BRADENTON, FL 34209-1041
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 78TH ST NW, BRADENTON, FL 34209-1041

Mortgage

Document Number	0041007338
Date	Jan 14, 2022
Instrument	202241007338

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	44341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 30, 2026
Property Address	1012 78TH ST NW, BRADENTON, FL 34209-1041
Document Number	0000049182
Instrument Date	Apr 28, 2026
Instrument	2026.49182
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	ALLIANCE GROUP TITLE LLC, ALLIANCE GROUP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 78TH ST NW, BRADENTON, FL 34209-1041

Mortgage

Document Number	0000049183,
Date	Apr 30, 2026
Instrument	2026..49183

Lender

Name	CMG MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,205 (+131.67%) Land $81,600 Building $257,605	$339,205 (-1.94%) Land $81,600 Building $257,605
2025	$1,770.00 (+4.24%) Homeowner's exemption Widower's exemption	$146,415 (+5.99%)	$345,932 (-2.86%) Land $81,600 Building $264,332
2024	$1,698.00 (+3.03%)
2023	$1,648.00 (-0.36%) Homeowner's exemption	$138,145 (+3%)	$356,115 (+13.41%) Land $81,600 Building $274,515
2022	$1,654.00 Homeowner's exemption Widower's exemption	$134,121	$314,010 Land $80,000 Building $234,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 112 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	112 in force
Nearby Flood Claims	16 (1987–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Tropical Storm Debby, Jun 2012 · 2 claims Severe Storms & Flooding, Jun 1992 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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