1012 6th Ave N, Moorhead, MN 56560 Property Records

Clay County property record for 1012 6th Ave N, Moorhead, MN 56560

Property Summary

Property Type	Single Family Home
Lot Size	0.16 acres (6,999 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2019)
Tax Bill	$4,798 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`58.589.0050`

Property Details

APN / Parcel Number

Primary APN	`58.589.0050`

Exterior

Lot Area	6,999 sqft (0.16 acres)

Location & Zoning

Street Address	1012 6TH AVE N
City	MOORHEAD
State	MN
Zip	56560-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME PARTRIDGE & BERGRENS ADD SUBDIVISIONCD 58589 LOTS 9 & 10 1
Legal Range	48
Legal Township	139
Legal Section	05
Legal Subdivision	PARTRIDGE & BERGRENS ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	1
Census Block	1013
Census Tract	20700

Owner

1012 6th Ave N is owned and occupied by two individuals who bought it in December 2019.

Source: Clay County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 6TH AVE N, MOORHEAD, MN 56560-2031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 13, 2019	Warranty Deed, Transfer · VA Mortgage IMAGINE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on File
Deed Sale	Dec 13, 2019 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	2019796421
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	1012 6TH AVE N, MOORHEAD, MN 56560-2031
Document Number	0000806193
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 6TH AVE N MOORHEAD MN 565602031, MOORHEAD, MN 56560-2031

Mortgage

Document Number	0000806193
Date	Sep 24, 2020
Instrument	806193

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Dec 13, 2019
Property Address	1012 6TH AVE N, MOORHEAD, MN 56560-2031
Document Number	0000796421
Instrument Date	Nov 20, 2019
Instrument	796421
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	REGENCY TITLE COMPANY, REGENCY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 6TH AVE N MOORHEAD MN 565602031, MOORHEAD, MN 56560-2031

Mortgage

Document Number	796422
Date	Dec 13, 2019
Instrument	796422

Lender

Name	IMAGINE HM LNDG
Address	ONALASKA, WI 54650

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1012 6th Ave N was $4,798.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,798.00	$215,500 (+3.16%) Land $31,000 Building $184,500	$215,500 (+3.16%) Land $31,000 Building $184,500
2025		$208,900 Land $30,000 Building $178,900	$208,900 Land $30,000 Building $178,900
2023	$3,986.00	$186,700 Land $30,000 Building $156,700	$186,700 Land $30,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 6th Ave N in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 6th Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

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