1012 4th St NW, Byron, MN 55920 Property Records

Olmsted County property record for 1012 4th St NW, Byron, MN 55920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1989
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,996 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75.31.14.027268`

Property Details

APN / Parcel Number

Primary APN	`75.31.14.027268`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Finished Basement	764 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,687 sqft (0.429 acres)
Lot Dimensions	187 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	192 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 4TH ST NW
City	BYRON
State	MN
Zip	55920-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-107 RANGE-015 LORENTZ ESTATES LOT-005 BLOCK-001 LOT 5 BLK 1
Legal Range	15
Legal Township	107
Legal Section	31
Legal Subdivision	LORENTZ ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2028
Census Tract	1800

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 4TH ST NW, BYRON, MN 55920-1313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST ALLIANCE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 6, 2021
Transfer Doc	A1543993
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OLMSTED MN
Recording Date	Aug 17, 2021
Property Address	1012 4TH ST NW, BYRON, MN 55920-1313
Document Number	A1543993
Instrument Date	Aug 6, 2021
Instrument	A-1543993
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 4TH ST NW, 1012, BYRON, MN 55920-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 4TH ST NW, BYRON, MN 55920-1313

Mortgage

Document Number	A1543994
Date	Aug 17, 2021
Instrument	A-1543994

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	1012 4TH ST NW, BYRON, MN 55920-1313
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1458020
Date	Sep 18, 2018
Instrument	A-1458020

Lender

Name	FIRST ALLIANCE CU
Type	Credit Union
Address	ROCHESTER, MN 55906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Byron City
County	Olmsted County
Unified School District	Byron Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,996.00 (+10.38%) Homeowner's exemption
2025	$4,526.00 Homeowner's exemption	$298,800 (+0.34%) Land $47,200 Building $251,600	$316,800 (+6.38%) Land $50,000 Building $266,800
2024		$297,800 Land $50,000 Building $247,800	$297,800 Land $50,000 Building $247,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Byron serves 6,809 people · EPA ID MN1550001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30

May also be available: Verizon.

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