Clay County property record for 1012 3rd St S, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $76,000 (May 2013) |
| Tax Bill | $2,292 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.665.0190 |
| Primary APN | 58.665.0190 |
|---|
| Lot Area | 7,000 sqft (0.16 acres) |
|---|
| Street Address | 1012 3RD ST S |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-3355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME RIVERSIDE ADD LOT 018 BLOCK 002 SUBDIVISIONCD 58665 LOTS 18 & 19 BLK 2 |
| Legal Range | 48 |
| Legal Township | 139 |
| Legal Section | 08 |
| Legal Subdivision | RIVERSIDE ADD |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20400 |
Source: Clay County records · APN 58.665.0190
Assessment roll updated August 12, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1300 E SHORE DR, DETROIT LAKES, MN 56501-4701 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY CU |
| Sep 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK |
| Oct 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 30, 2013 · Amount on Record |
| Deed Sale | May 30, 2013 · Amount on Record |
| Prior Sale | Jun 11, 2012 |
| Deed Document Number | 2013722427 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1012 3RD ST S, MOORHEAD, MN 56560-3355 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000823847 |
|---|---|
| Date | Dec 08, 2021 |
| Instrument | 823847 |
| Name | FIRST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 132 Months |
| Due | Jan 05, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1012 3RD ST S, MOORHEAD, MN 56560-3355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000772766 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 772766 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 08, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 1012 3RD ST S, MOORHEAD, MN 56560-3355 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000773428 |
|---|---|
| Date | Oct 02, 2017 |
| Instrument | 773428 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 26, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,292.00 (+19.38%) | ||
| 2025 | $130,200 (+9.05%) Land $37,500 Building $92,700 | $130,200 (+9.05%) Land $37,500 Building $92,700 | |
| 2023 | $1,920.00 | $119,400 Land $35,000 Building $84,400 | $119,400 Land $35,000 Building $84,400 |
Source: FEMA National Flood Hazard Layer as of October 26, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable · Fixed Wireless in parts of the area | 2,000 / 350 |
| Cable One Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 397 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Moorhead serves 44,583 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures