Hamilton County property record for 1012 3rd St, Cincinnati, OH 45215 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1929 |
| Square Footage | 1,092 sqft Living Area |
| Lot Size | 5,706 sqft (0.131 acres) |
| Garage | Detached, 360 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,943.00 (2025) |
| Primary APN | 671-0007-0355-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,184 sqft Gross Area |
| 1st Floor | 1,092 sqft 1st Floor |
| Basement Area | 1,092 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 5,706 sqft (0.131 acres) |
| Depth X Width | 110 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Porch | Porch |
| Porch Area | 220 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Street Address | 1012 3RD ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3821 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 3RD ST 50 X 110 LOT 169 J H OLIVER 1ST SUB |
| Legal Subdivision | OLIVER 1ST SUB |
| Legal Lot Number | 169 |
| Jurisdiction | HAMILTON OH |
| Minor Civil Division | READING |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 23222 |
Source: Hamilton County records · APN 671-0007-0355-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 3RD ST, CINCINNATI, OH 45215-3821 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2025 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 12, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage OPTION FINANCIAL LLC |
| Apr 05, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2017 |
| Deed Sale | Apr 05, 2017 |
| Prior Sale | Jun 04, 2001 · Amount on Record |
| Deed Doc Number | 201729964 |
| Deed Book / Page | 13389 / 1715 |
| Prior Transfer Date | Jul 13, 2007 |
| Prior Transfer Doc | 0000000315 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1012 3RD ST, CINCINNATI, OH 45215-3821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10123RD ST, CINCINNATI, OH 45215 |
| Document Number | 0000067072 |
|---|---|
| Date | Sep 02, 2025 |
| Book Page | 15491/2046 |
| Instrument | 2025-0067072 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 12, 2022 |
| Property Address | 1012 3RD ST, CINCINNATI, OH 45215-3821 |
| Document Number | 0000047638 |
| Book / Page | 14666 / 1681 |
| Map Reference | MB 155 PG 22&23 |
| Instrument Date | May 05, 2022 |
| Instrument | 2022-0047638 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1012 3RD ST, READING, OH 45215-3821 |
| Document Number | 0000047639 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 2022-0047639 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 05, 2017 |
| Property Address | 1012 3RD ST, CINCINNATI, OH 45215-3821 |
| Document Number | 0000029964 |
| Book / Page | 013389 / 001715 |
| Instrument Date | Mar 01, 2017 |
| Instrument | 29964 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6822 COZADDALE RD GOSHEN OH 451229717, GOSHEN, OH 45122-9717 |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,943.00 (+2.33%) | $55,475 (-) Land $8,736 Building $46,739 | $158,500 (-) Land $24,960 Building $133,540 |
| 2024 | $2,876.00 (-1.41%) | $55,475 (-) Land $8,736 Building $46,739 | |
| 2023 | $2,917.00 (+57.68%) | $55,475 (+109.18%) Land $8,736 Building $46,739 | $158,500 (+109.19%) Land $24,960 Building $133,540 |
| 2022 | $1,850.00 | $26,520 Land $7,025 Building $19,495 | |
| 2020 | $75,770 Land $20,070 Building $55,700 |
1012 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Hamilton County (39061C), updated December 22, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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