1012 3rd Ave, Dayton, KY 41074 Property Records

Campbell County property record for 1012 3rd Ave, Dayton, KY 41074

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1910
Lot Size	0.083 acres (3,630 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Apr 2026)
Tax Bill	$914 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`999-99-08-690.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-08-690.00`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,630 sqft (0.083 acres)
Lot Dimensions	110 ft deep x 33 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1012 3RD AVE
City	DAYTON
State	KY
Zip	41074-1218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 17 JAMESTOWN 33 X 110
Legal Subdivision	JAMESTOWN
Legal Phase	17
Legal Block	17
Legal Lot Number	16
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	1
Census Block	1018
Census Tract	51200

Owner

Source: Campbell County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 3RD AVE, DAYTON, KY 41074-1218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026 · Amount on Record
Deed Sale	Apr 3, 2026 · Amount on Record
Prior Sale	May 2, 2001 · Amount on Record
Deed Document Number	20266034208
Deed Book / Page	882 / 642
Record Updated	Jun 8, 2026

April 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CAMPBELL KY
Recording Date	Apr 3, 2026
Property Address	1012 3RD AVE, DAYTON, KY 41074-1218
Document Number	0006034208
Book / Page	882 / 642
Instrument Date	Mar 1, 2026
Instrument	20266034208
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 3RD AVE, DAYTON, KY 41074-1218

Mortgage

Document Number	0006034216,
Date	Apr 3, 2026
Instrument	20266034216

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Dayton City
Unified School District	Dayton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$914.00	$72,500 (+57.27%) Land $7,500 Building $65,000	$72,500 (+57.27%) Land $7,500 Building $65,000
2023	Homeowner's exemption	$46,100 (-) Land $6,000 Building $40,100	$46,100 (-) Land $6,000 Building $40,100
2022	$83.00 Homeowner's exemption	$46,100 Land $6,000 Building $40,100	$46,100 Land $6,000 Building $40,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	72 (1978–2025)
Claims Outside the SFHA	3 of 72
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 5 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20