Onslow County property record for 1012 1st St, Surf City, NC 28445
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,211 (2026) |
| Flood Zone | Zone VE (high risk) |
| APN | 801-152 |
| Primary APN | 801-152 |
|---|---|
| Alternative APNs |
|
| Lot Area | 6,534 sqft (0.15 acres) |
|---|
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 454489001 |
|---|---|
| Street Address | 1012 1ST ST |
| City | SURF CITY |
| State | NC |
| Zip | 28445-8620 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | MHS |
| Legal Description | L11 S3 B36 OLD SETTLERS BEACH |
| Legal Subdivision | OLD SETTLERS BEACH SEC 3 |
| Legal Block | 36 |
| Legal Lot Number | 11 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | STUMP SOUND |
| Census Block Group | 1 |
| Census Block | 1074 |
| Census Tract | 403 |
1012 1st St, residential vacant land, is owned by a company that acquired it in May 2019.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 676 BILL WATERS RD, FAISON, NC 28341-7106 |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1975 |
| Deed Sale | Jul 16, 1975 |
| Deed Book / Page | 460 / 831 |
| Last Transfer Date | May 9, 2019 |
| Transfer Doc | 0050340110 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1012 1st St was $1,211.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Surf City Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,211.00 | $275,000 (+48.65%) Land $275,000 | $275,000 (+48.65%) Land $275,000 |
| 2025 | $1,211.00 | $185,000 Land $185,000 | $185,000 Land $185,000 |
| 2023 | $1,211.00 | $185,000 Land $185,000 | $185,000 Land $185,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 1st St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,239 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,682 units insured incl. 443 condo units |
| Nearby Flood Claims | 2,537 (1983–2025) |
| Claims Outside the SFHA | 21 of 2,537 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 1st St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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