1012 15th St N, Virginia, MN 55792 Property Records

St. Louis County property record for 1012 15th St N, Virginia, MN 55792

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 910 sqft · built 1942
Lot Size	0.103 acres (4,493 sqft)
Owner	Individual Name on File
Last Sale	$26,000 (Jun 2001)
Tax Bill	$1,022 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-0130-03350`

Property Details

APN / Parcel Number

Primary APN	`090-0130-03350`
Alternative APN	`31154`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	910 sqft Gross Area
1st Floor Area	728 sqft
Basement Area	364 sqft
Finished Basement	364 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,493 sqft (0.103 acres)
Garage Area	1,020 sqft
Patio Area	252 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	31154
Street Address	1012 15TH ST N
City	VIRGINIA
State	MN
Zip	55792-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 AND E 1/2 LOT 7 SERIAL #
Legal Subdivision	PILLSBURY ADD TO VIRGINIA
Legal Block	13
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	VIRGINIA
Census Block Group	1
Census Block	1010
Census Tract	13000

Owner

1012 15th St N is owned and occupied by an individual who bought it in June 2001.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 15TH ST N, VIRGINIA, MN 55792-2142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2001 · Amount on File
Deed Sale	Jun 22, 2001 · Amount on File
Deed Document Number	2001819954
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1012 15TH ST N, VIRGINIA, MN 55792-2142
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 15TH ST N, VIRGINIA, MN 55792-2142

Mortgage

Document Number	0001445882
Date	Jun 22, 2022
Instrument	1445882

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 21, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1012 15TH ST N, VIRGINIA, MN 55792-2142
Document Number	00A1355482
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 15TH ST N VIRGINIA MN 557922142, VIRGINIA, MN 55792-2142

Mortgage

Document Number	00A1355482
Date	May 28, 2019
Instrument	A1355482

Lender

Name	NORTHERN COMMUNITIES CU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 27, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1012 15th St N was $1,022 with exemptions applied, down 32.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Virginia City
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,022.00 (-32.67%) Homeowner's exemption Disabled Person's exemption
2025	$1,518.00 (+5.42%) Homeowner's exemption	$141,600 (+5.99%) Land $5,400 Building $136,200	$141,600 (+5.99%) Land $5,400 Building $136,200
2024	$1,440.00	$133,600 Land $5,100 Building $128,500	$133,600 Land $5,100 Building $128,500
2022		$104,500 Land $5,100 Building $99,400	$104,500 Land $5,100 Building $99,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 15th St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 15th St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Virginia serves 8,361 people · EPA ID MN1690046
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: CTC, Verizon.

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