1012 13th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 1012 13th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,587 sqft · built 2003
Lot Size	0.261 acres (11,360 sqft)
Owner	2 Individual Names on File
Last Sale	$168,500 (Mar 2006)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`60509691417231`

Property Details

APN / Parcel Number

Primary APN	`60509691417231`
Alternative APNs	`3651-11-2-01038-004-0004` `605096914`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,587 sqft Total Area
1st Floor Area	1,587 sqft
Basement Area	1,587 sqft
Finished Basement	1,002 sqft
Unfinished Basement	585 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,360 sqft (0.261 acres)
Lot Dimensions	1 ft deep x 11,360 ft wide
Garage Type	Mixed
Garage Area	968 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	35 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60509691417231
Street Address	1012 13TH AVE
City	KEARNEY
State	NE
Zip	68845-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	RAPP ADD LT 4 BLK 4
Legal Subdivision	RAPP ADD
Legal Block	4
Legal Lot Number	4
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4026
Census Tract	969700

Owner

1012 13th Ave is owned and occupied by two individuals who bought it in March 2006.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Nov 1, 2010	Deed of Trust, Mortgage LINCOLN FEDERAL SAVINGS BANK
Aug 13, 2007	Deed of Trust, Mortgage WELLS FARGO BANK N.A
Apr 12, 2006	Deed of Trust, Mortgage GENEVA STATE BANK
Mar 13, 2006	Warranty Deed, Transfer GENEVA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2006 · Amount on File
Deed Sale	Mar 13, 2006 · Amount on File
Deed Document Number	20061699
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201800212
Date	Jan 10, 2018
Instrument	2018-00212

Lender

Name	FIVE POINTS BANK
Type	Bank
Address	KEARNEY, NE 68848

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103756
Date	May 17, 2021
Instrument	2021-03756

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202106697
Date	Sep 7, 2021
Instrument	2021-06697

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007095
Date	Nov 1, 2010
Instrument	7095

Lender

Name	LINCOLN FEDERAL SAVINGS BANK
Address	720 4TH AVE, HOLDREGE, NE 68949

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2025

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020076043
Date	Aug 13, 2007
Instrument	2007-6043

Lender

Name	WELLS FARGO BANK N.A
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	59 Months
Due	Jul 20, 2012

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, GANZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002509
Date	Apr 12, 2006
Instrument	2509

Lender

Name	GENEVA STATE BANK
Address	PO BOX 313, GENEVA, NE 68361

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2036

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Mar 13, 2006
Property Address	1012 13TH AVE, KEARNEY, NE 68845-6658
Document Number	0000001699
Instrument	1699
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001700
Date	Mar 13, 2006
Instrument	1700

Lender

Name	GENEVA STATE BANK
Address	PO BOX 313, GENEVA, NE 68361

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1012 13th Ave was $4,168.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,505 (+3.73%) Land $48,185 Building $288,320	$336,505 (+3.73%) Land $48,185 Building $288,320
2025	$4,168.00	$324,405 Land $48,185 Building $276,220	$324,405 Land $48,185 Building $276,220
2023	$4,837.00	$284,260 Land $46,785 Building $237,475	$284,260 Land $46,785 Building $237,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 13th Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 13th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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