1012 12th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 1012 12th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,624 sqft · built 2001
Lot Size	0.19 acres (8,280 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Nov 2025)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2025 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`60509687817215`

Property Details

APN / Parcel Number

Primary APN	`60509687817215`
Alternative APN	`605096878`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	1,624 sqft Total Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	1,008 sqft
Unfinished Basement	112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Type	Mixed
Garage Area	1,056 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	28 sqft
Deck Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60509687817215
Street Address	1012 12TH AVE
City	KEARNEY
State	NE
Zip	68845-6599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	RAPP ADD LT 3 BLK 3
Legal Subdivision	RAPP ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	BUFFALO NE
Township / Civil Division	13
Census Block Group	4
Census Block	4025
Census Tract	969700

Owner

1012 12th Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Buffalo County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Apr 18, 2013	Deed of Trust, Mortgage WELLS FARGO BANK N.A
Nov 16, 2016	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 3, 2025	Deed of Trust, Mortgage · Line of Credit NEBRASKALAND BANK
Jan 13, 2010	Deed of Trust, Mortgage WELLS FARGO BANK, NA
Jan 10, 2019	Warranty Deed, Transfer · Conventional Mortgage CHARTER WEST BANK
Jan 19, 2011	Warranty Deed, Transfer WELLS FARGO BANK, NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Jan 10, 2019 · Amount on File
Deed Document Number	20255587
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Recording Date	May 18, 2026
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Document Number	0000002564
Instrument Date	May 7, 2026
Instrument	20262564
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NEBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 12TH AVE, KEARNEY, NE 68845-6599

Mortgage

Document Number	0000002564,
Date	May 18, 2026
Instrument	20262564

Lender

Name	PINNACLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, NTK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202505588
Date	Nov 20, 2025
Instrument	2025-05588

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020133011
Date	Apr 18, 2013
Instrument	2013-3011

Lender

Name	WELLS FARGO BANK N.A
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	361 Months
Due	May 1, 2043

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201607071
Date	Nov 16, 2016
Instrument	2016-07071

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2046

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	CENTRAL NEBRASKA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500030
Date	Jan 3, 2025
Instrument	2025-00030

Lender

Name	NEBRASKALAND BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000229
Date	Jan 13, 2010
Instrument	229

Lender

Name	WELLS FARGO BANK, NA
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2025

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jan 10, 2019
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Document Number	0201900157
Instrument Date	Jan 8, 2019
Instrument	2019-00157
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BARNEY ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201900158
Date	Jan 10, 2019
Instrument	2019-00158

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

January 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUFFALO NE
Recording Date	Jan 19, 2011
Property Address	1012 12TH AVE, KEARNEY, NE 68845-6599
Document Number	0000000501
Instrument	501
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	VINTAGE TITLE LLC, VINTAGE TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000502
Date	Jan 19, 2011
Instrument	502

Lender

Name	WELLS FARGO BANK, NA
Address	PO BOX 11701, NEWARK, NJ 07101

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 1012 12th Ave was $3,952.

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,700 (+3.94%) Land $37,400 Building $282,300	$319,700 (+3.94%) Land $37,400 Building $282,300
2025	$3,952.00	$307,575 Land $37,400 Building $270,175	$307,575 Land $37,400 Building $270,175
2023	$4,587.00	$269,565 Land $36,310 Building $233,255	$269,565 Land $36,310 Building $233,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 12th Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 24, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 80 policies
Nearby Flood Policies	80 in force
Nearby Flood Claims	20 (2019)
Claims Outside the SFHA	1 of 20
Most Recent Claim	Jul 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, Jul 2019 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 12th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications.

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