10119 Cravensford Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 10119 Cravensford Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,285 sqft · built 2017
Lot Size	0.361 acres (15,725 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Jul 2026)
Tax Bill	$5,614 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`727-65-91-71-400-000`

Property Details

APN / Parcel Number

Primary APN	`727-65-91-71-400-000`
Alternative APN	`392307001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	4,285 sqft Finished Area
1st Floor Area	160 sqft
Basement Area	1,525 sqft
Finished Basement	1,037 sqft
Unfinished Basement	488 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,725 sqft (0.361 acres)
View / Lot	Cul-de-sac
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	133 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	392307001
Street Address	10119 CRAVENSFORD TER
City	MIDLOTHIAN
State	VA
Zip	23112-1698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	COLLINGTON SEC 17 023
Legal Subdivision	COLLINGTON
Legal Lot Number	23
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	3
Census Block	3006
Census Tract	101015

Owner

10119 Cravensford Ter is owned and occupied by two individuals who bought it in July 2026.

Source: Chesterfield County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jul 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 9, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Nov 2, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN
Mar 22, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Prior Sale	Nov 2, 2017 · Amount on File
Deed Document Number	202625015
Deed Book / Page	15308 / 147
Record Updated	Sep 20, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 8, 2026
Property Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Document Number	0000025015
Book / Page	15308 / 147
Instrument Date	Jun 2, 2026
Instrument	202625015
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698

Mortgage

Document Number	0000025016,
Date	Jul 8, 2026
Instrument	202625016

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	014328-137
Date	Jul 27, 2023
Book Page	14328/137
Instrument	2023021867

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	292 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013766-715
Date	Dec 9, 2021
Book Page	13766/715
Instrument	2021077557

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	311 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 2, 2017
Property Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Document Number	11803694
Book / Page	011803 / 000694
Instrument Date	Oct 27, 2017
Instrument	44107
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$427.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10119 CRAVENSFORD TER MIDLOTHIAN VA 231121698, MIDLOTHIAN, VA 23112-1698

Mortgage

Document Number	11803697
Date	Nov 2, 2017
Book Page	011803/000697
Instrument	44108

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Mar 22, 2017
Property Address	10119 CRAVENSFORD TER, MIDLOTHIAN, VA 23112-1698
Document Number	11566558
Book / Page	011566 / 000558
Instrument Date	Mar 15, 2017
Instrument	11202
Transaction Type	Transfer
Record Updated	Mar 30, 2017

Transaction

Amount	Amount on Record
Tax	$147.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 10119 Cravensford Ter was $5,614, up 7.4% from the year before.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,614.00 (+7.4%)	$628,000 (+7.42%) Land $89,000 Building $539,000	$628,000 (+7.42%) Land $89,000 Building $539,000
2025	$5,227.00	$584,600 Land $83,000 Building $501,600	$584,600 Land $83,000 Building $501,600
2023	$4,366.00	$477,100 Land $78,000 Building $399,100	$477,100 Land $78,000 Building $399,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10119 Cravensford Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10119 Cravensford Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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