Sumter County property record for 10118 SE 23rd Ter, Webster, FL 33597
| Property Type | Single Family Home |
|---|---|
| Details | 1,885 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,098 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jul 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | S01-070 |
| Primary APN | S01-070 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,885 sqft Living Area |
|---|---|
| Gross Area | 2,545 sqft |
| 1st Floor Area | 1,885 sqft |
| Utility Area | 120 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 300 sqft |
| Street Address | 10118 SE 23RD TER |
|---|---|
| City | WEBSTER |
| State | FL |
| Zip | 33597-2514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCE AT SW COR OF N 1/2 OF NW 1/4 RUN E 981.64 FT N 469.35 FT E 668.20 FT N 159.16 FT TO POB RUN N 141.25 FT E 308.6 FT S 141.26 FT W 307.39 FT TO POB |
| Legal Range | 22E |
| Legal Township | 22S |
| Legal Section | 1 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | BUSHNELL-CENTER HILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 910701 |
10118 SE 23rd Ter is owned and occupied by two individuals who acquired it in July 2021.
Source: Sumter County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10118 SE 23RD TER, WEBSTER, FL 33597-2514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 26, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 26, 2021 |
| Transfer Doc | 0040570135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 10118 SE 23RD TER, WEBSTER, FL 33597-2514 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | AMERICAS TITLE |
| Name | Verified Name |
|---|---|
| Address | 10118 SE 23RD TER, WEBSTER, FL 33597-2514 |
| Document Number | 0050490787 |
|---|---|
| Date | Feb 9, 2026 |
| Book Page | 5049/787 |
| Instrument | 202660006540 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jul 26, 2021 |
| Property Address | 10118 SE 23RD TER, WEBSTER, FL 33597-2514 |
| Document Number | 0040570135 |
| Book / Page | 4057 / 135 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 202160040879 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 83, WEBSTER, FL 33597-0083 |
The 2025 property tax bill for 10118 SE 23rd Ter was $2,098, up 5% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,098.00 (+4.95%) | $160,720 Land $19,000 Building $141,720 | $160,720 Land $19,000 Building $141,720 |
| 2024 | $1,999.00 (+138.54%) | ||
| 2023 | $838.00 (+4.88%) Additional exemption filed | $106,750 (+2.71%) | $149,390 (+9.18%) Land $16,000 Building $133,390 |
| 2022 | $799.00 Homeowner's exemption | $103,930 | $136,830 Land $14,000 Building $122,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10118 SE 23rd Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10118 SE 23rd Ter is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER RV RESORT, LLC. private · serves 155 people · EPA ID FL6600533 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Also Mapped Here | WEBSTER, CITY OF (2 WPS) |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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