Orange County property record for 10118 Sandy Marsh Ln, Orlando, FL 32832
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,402 sqft · built 2003 |
| Owner | Individual Name on File |
| Last Sale | $299,999 (Jun 2016) |
| Tax Bill | $400 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-24-31-5129-01-070 |
| Primary APN | 09-24-31-5129-01-070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| Gross Area | 2,872 sqft |
| 1st Floor Area | 2,402 sqft |
| Flooring | Carpet |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Porch | Slab |
| Porch Area | 72 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10118 SANDY MARSH LN |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32832-5958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | NORTH SHORE AT LAKE HART PARCEL 3 - PHASE 2 52/138 LOT 107 |
| Legal Subdivision | NORTH SHORE AT LAKE HART PARCEL 3 PH 2 |
| Legal Lot Number | 107 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | EAST ORANGE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 16736 |
10118 Sandy Marsh Ln is owned by an individual who bought it in June 2016.
Source: Orange County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2016 · Amount on File |
| Deed Sale | Jun 2, 2016 · Amount on File |
| Prior Sale | Dec 3, 2008 · Amount on File |
| Deed Document Number | 2016284201 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10118 SANDY MARSH LN, ORLANDO, FL 32832-5958 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 10118 SANDY MARSH LN, ORLANDO, FL 32832-5958 |
| Document Number | 0000205842 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 20210205842 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 10118 SANDY MARSH LN, ORLANDO, FL 32832-5958 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10118 SANDY MARSH LN, ORLANDO, FL 32832-5958 |
| Document Number | 0000413785 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 20220413785 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 478 Months |
| Due | May 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10118 Sandy Marsh Ln was $400, down 87.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,219 (+2.7%) | $491,270 (+0.18%) Land $110,000 Building $381,270 | |
| 2025 | $400.00 (-87.9%) | $237,798 | $490,410 Land $110,000 Building $380,410 |
| 2024 | $3,305.00 (+7.41%) | ||
| 2023 | $3,077.00 (+4.2%) | $224,365 (+3%) | $445,953 (+22.74%) Land $110,000 Building $335,953 |
| 2022 | $2,953.00 | $217,830 | $363,328 Land $80,000 Building $283,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10118 Sandy Marsh Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10118 Sandy Marsh Ln is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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