10118 E 20th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 10118 E 20th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,168 sqft · built 1970
Lot Size	0.333 acres (14,484 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Jun 2025)
Tax Bill	$4,873 (2026)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45291.1523`

Property Details

APN / Parcel Number

Primary APN	`45291.1523`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,168 sqft Living Area
Gross Area	2,868 sqft
1st Floor Area	2,168 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,484 sqft (0.333 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	128 sqft
Canopy	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10118 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-3362
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	CHESTER TERRACE 1ST ADD L4 EXC ELY 31FT B1
Legal Range	44E
Legal Township	25N
Legal Section	29
Legal Subdivision	CHESTER TERRACE 1ST ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3013
Census Tract	12802

Owner

10118 E 20th Ave, a duplex, is owned and occupied by an individual who bought it in June 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10118 E 20TH AVE, SPOKANE VALLEY, WA 99206-3362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit NUMERICA CU
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage WALLICK & VOLK INC
Jul 7, 2020	Deed of Trust, Mortgage · Conventional with PMI WALLICK & VOLK
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Document Number	20257420072
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10118 E 20TH AVE, SPOKANE VALLEY, WA 99206-3362
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007083292
Date	Jun 3, 2021
Instrument	7083292

Lender

Name	NUMERICA CU
Type	Credit Union
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 19, 2021
Property Address	10118 E 20TH AVE, SPOKANE VALLEY, WA 99206-3362
Document Number	0007102425
Map Reference	VOL 3 PG 62
Instrument Date	Jul 3, 2021
Instrument	7102425
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,501.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13323 E CATALDO AVE, SPOKANE VALLEY, WA 99216-1011

Mortgage

Document Number	0007102037
Date	Jul 19, 2021
Instrument	7102037

Lender

Name	WALLICK & VOLK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	10118 E 20TH AVE, SPOKANE VALLEY, WA 99206-3362
Document Number	0006942090
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10118 E 20TH AVE SPOKANE VALLEY WA 992063362, SPOKANE VALLEY, WA 99206-3362

Mortgage

Document Number	0006942090
Date	Jul 14, 2020
Instrument	6942090

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 28, 2018
Property Address	10118 E 20TH AVE, SPOKANE VALLEY, WA 99206-3362
Document Number	0006747934
Instrument Date	Sep 5, 2018
Instrument	6747934
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,033.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10120 E 20TH AVE SPOKANE VALLEY WA 992063362, SPOKANE VALLEY, WA 99206-3362

Mortgage

Document Number	6747935
Date	Sep 28, 2018
Instrument	6747935

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10118 E 20th Ave was $4,873, up 3.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,873.00 (+3.77%)	$443,800 (-1.42%) Land $110,000 Building $333,800	$443,800 (-1.42%) Land $110,000 Building $333,800
2025	$4,696.00	$450,200 (+18.85%) Land $100,000 Building $350,200	$450,200 (+18.85%) Land $100,000 Building $350,200
2024		$378,800 (+30.94%) Land $80,000 Building $298,800	$378,800 (+30.94%) Land $80,000 Building $298,800
2023	$3,697.00 (+8.26%)	$289,300 Land $55,000 Building $234,300	$289,300 Land $55,000 Building $234,300
2022	$3,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10118 E 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10118 E 20th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPO CO WATER DIST 3 SYS 1 serves 19,035 people · EPA ID WA5393351
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, TDS Telecom.

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