10117 Lapalco Ct, Union, KY 41091 Property Records

Boone County property record for 10117 Lapalco Ct, Union, KY 41091

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,335 sqft · built 2016
Lot Size	0.308 acres (13,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Jul 2020)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051.01-06-483.00`

Property Details

APN / Parcel Number

Primary APN	`051.01-06-483.00`
Alternative APN	`44731`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,335 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Lot Area	13,420 sqft (0.308 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10117 LAPALCO CT
City	UNION
State	KY
Zip	41091-7466
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 483 SEC 6 THE FRENCH QUARTER AT ORLEANS
Legal Subdivision	ORLEANS-NORTH SUB SEC 6
Legal Lot Number	483
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	2
Census Block	2002
Census Tract	70318

Owner

Source: Boone County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10117 LAPALCO CT, UNION, KY 41091-7466
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage OPTION FINANCIAL LLC
Apr 26, 2018	Intrafamily Transfer, Transfer
Feb 14, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Feb 14, 2017 · Amount on Record
Deed Document Number	2020805669
Deed Book / Page	1147 / 146
Prior Transfer Date	Apr 13, 2018
Prior Transfer Doc	D1106/989
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jul 6, 2020
Property Address	10117 LAPALCO CT, UNION, KY 41091-7466
Document Number	D1147/146
Book / Page	D1147 / 146
Map Reference	CAB 5 SL 373
Instrument Date	Jun 29, 2020
Instrument	805669
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10050 PALMA LINDA WAY APT 305, 10050, ORLANDO, FL 32836-6901

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10117 LAPALCO CT, UNION, KY 41091-7466

Mortgage

Document Number	805670
Date	Jul 6, 2020
Instrument	805670

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOONE KY
Recording Date	Apr 26, 2018
Property Address	10117 LAPALCO CT, UNION, KY 41091-7466
Document Number	D1106/989
Book / Page	D1106 / 989
Map Reference	CAB 5 SL 373
Instrument Date	Apr 13, 2018
Instrument	749745
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 LAPALCO CT, UNION, KY 41091-7466

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Feb 14, 2017
Property Address	10117 LAPALCO CT, UNION, KY 41091-7466
Document Number	D1084/924
Book / Page	D1084 / 924
Map Reference	CAB5 SL373
Instrument Date	Jan 19, 2017
Instrument	720731
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10117 LAPALCO CT, UNION, KY 41091-7466

Mortgage

Document Number	720732
Date	Feb 14, 2017
Instrument	720732

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Type Change Date	Mar 15, 2022

Tax Assessment & Valuation

Source: Boone County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Municipality	Florence City
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+13.98%)	$431,100 (+16.83%) Land $50,000 Building $381,100
2024			$431,100 (+16.83%) Land $50,000 Building $381,100
2023	$3,554.00 (+1.63%)	$369,000 (-) Land $50,000 Building $319,000	$369,000 (-) Land $50,000 Building $319,000
2022	$3,497.00	$369,000 Land $50,000 Building $319,000	$369,000 Land $50,000 Building $319,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135
Water Source	Purchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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