10117 Lakeshore Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 10117 Lakeshore Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,225 sqft · built 2022
Lot Size	0.424 acres (18,493 sqft)
Owner	Individual Name on File
Last Sale	$411,335 (Jun 2022)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0106N-0A-003.00`

Property Details

APN / Parcel Number

Primary APN	`0106N-0A-003.00`
Alternative APN	`80285`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,225 sqft Living Area
Gross Area	2,856 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,493 sqft (0.424 acres)
Garage Area	500 sqft

Location & Zoning

Account Number	80285
Street Address	10117 LAKESHORE DR
City	LANCASTER
State	SC
Zip	29720-8917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDD
Legal Description	80X232
Legal Subdivision	LAKE POINTE AT EDGEWATER
Legal Block	122
Legal Lot Number	122
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1024
Census Tract	10400

Owner

10117 Lakeshore Dr is owned and occupied by an individual who bought it in June 2022.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit SPERO FINANCIAL FCU
Jun 21, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 29, 2021	Limited Warranty Deed, Transfer
Jan 17, 2020	Tax Deed, Foreclosure NOT AVAILABLE
Jan 17, 2020	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	202210219
Deed Book / Page	1561 / 248
Prior Transfer Date	Jan 16, 2020
Prior Transfer Doc	0000000926
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015915
Date	Oct 5, 2022
Book Page	4840/181
Instrument	2022015915

Lender

Name	SPERO FINANCIAL FCU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 21, 2022
Property Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000010219
Book / Page	1561 / 248
Map Reference	MB 2004 PG 601
Instrument Date	Jun 21, 2022
Instrument	2022010219
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,069.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917

Mortgage

Document Number	0000010220
Date	Jun 21, 2022
Instrument	2022010220

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 29, 2021
Property Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000006476
Book / Page	1421 / 239
Map Reference	MB 04 PG 601
Instrument Date	Mar 9, 2021
Instrument	2021006476
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$297.85
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629
Investor	Possibly a Property Investor

January 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 17, 2020
Property Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000000920
Book / Page	001300 / 000271
Instrument Date	Jan 16, 2020
Instrument	920
Transaction Type	Foreclosure
Record Updated	Feb 7, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$9.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

January 2020: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 17, 2020
Property Address	10117 LAKESHORE DR, LANCASTER, SC 29720-8917
Document Number	0000000926
Book / Page	001300 / 000289
Instrument Date	Jan 16, 2020
Instrument	926
Transaction Type	Foreclosure
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$6.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 10117 Lakeshore Dr was $2,782, down 3.6% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 (-3.6%)	$16,300 Land $2,000 Building $14,300	$407,500 Land $50,000 Building $357,500
2024	$2,886.00 (+0.21%)
2023	$2,880.00	$16,204 Land $1,600 Building $14,604	$405,100 Land $40,000 Building $365,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10117 Lakeshore Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10117 Lakeshore Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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