10116 Polo Park Cir, Waco (Woodway), TX 76712 Property Records

McLennan County property record for 10116 Polo Park Cir, Waco, TX 76712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,181 sqft · built 1997
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$201,800 (Nov 2012)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-254200-000507-2`

Property Details

APN / Parcel Number

Primary APN	`36-254200-000507-2`
Alternative APNs	`3625420000050720111` `145262`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,181 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	2,181 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	1,968 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	254 sqft
Patio Area	102 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10116 POLO PARK CIR
City	WACO
State	TX
Zip	76712-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	POLO PARK LOT 7 BLOCK 5 ACRES .2342
Legal Subdivision	POLO PARK
Legal Block	5
Legal Lot Number	7
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	4
Census Block	4011
Census Tract	3708

Owner

10116 Polo Park Cir is owned and occupied by an individual who bought it in November 2012.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	10116 POLO PARK CIR, WACO, TX 76712-8347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2012 · Amount on File
Deed Sale	Nov 13, 2012 · Amount on File
Deed Document Number	201235719
Prior Transfer Date	Nov 7, 2012
Prior Transfer Doc	0000035719
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	10116 POLO PARK CIR, WACO, TX 76712-8347
Document Number	0000025683
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	TC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10116 POLO PARK CIR WACO TX 767128347, WACO, TX 76712-8347

Mortgage

Document Number	0000025683
Date	Jul 29, 2020
Instrument	25683

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10116 Polo Park Cir was $6,594 with a homeowner's exemption, down 2.9% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$376,000 (-7.16%) Land $40,698 Building $335,302	$376,000 (-7.16%) Land $40,698 Building $335,302
2025	$6,594.00 (-2.94%) Homeowner's exemption	$405,000 Land $37,030 Building $367,970	$405,000 Land $37,030 Building $367,970
2024	$6,794.00
2023		$441,570 Land $37,030 Building $404,540	$441,570 Land $37,030 Building $404,540
2022	$5,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10116 Polo Park Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10116 Polo Park Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20