10116 Co Rd 7 SE, Chatfield, MN 55923 Property Records

Olmsted County property record for 10116 Co Rd 7 SE, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1969
Lot Size	6.13 acres (267,023 sqft)
Owner	2 Individual Names on File
Last Sale	$216,000 (Jul 2012)
Tax Bill	$3,234 (2026)
Deeds & Mortgages	Oct 2019 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52.28.11.053733`

Property Details

APN / Parcel Number

Primary APN	`52.28.11.053733`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	267,023 sqft (6.13 acres)
Garage Type	Detached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	140 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10116 COUNTY ROAD 7 SE
City	CHATFIELD
State	MN
Zip	55923-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-28 TWP-105 RANGE-012 CUMMINGSVILLE VILLAGE LOT-007 6.13 AC LOTS 7 THRU 11 & LOTS 18 THRU 38 & LOTS 51 THRU 52 & LOTS 55
Legal Range	12
Legal Township	105
Legal Section	28
Legal Subdivision	CUMMINGSVILLE VILLAGE
Legal Lot Number	7-11
Jurisdiction	OLMSTED MN
Township / Civil Division	ORION
Census Block Group	1
Census Block	1037
Census Tract	2000

Owner

10116 Co Rd 7 SE is owned and occupied by two individuals who bought it in July 2012.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10116 COUNTY ROAD 7 SE, CHATFIELD, MN 55923-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME FEDERAL SAVINGS BANK
May 9, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2012 · Amount on File
Deed Sale	Jul 30, 2012 · Amount on File
Deed Document Number	20121294921
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	10116 COUNTY ROAD 7 SE, CHATFIELD, MN 55923-2704
Transaction Type	Mortgage
Record Updated	Nov 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1484435
Date	Oct 23, 2019
Instrument	A-1484435

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	May 9, 2017
Property Address	10116 COUNTY ROAD 7 SE, CHATFIELD, MN 55923-2704
Document Number	A1423344
Instrument Date	May 4, 2017
Instrument	A-1423344
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10116 COUNTY ROAD 7 SE, CHATFIELD, MN 55923-2704

Mortgage

Document Number	A1423345
Date	May 9, 2017
Instrument	A-1423345

Lender

Name	HOME FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10116 Co Rd 7 SE was $3,234 with a homeowner's exemption.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
County Subdivision	Orion Township
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,234.00 Homeowner's exemption
2025		$366,300 Land $101,500 Building $264,800	$378,800 Land $105,000 Building $273,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10116 Co Rd 7 SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10116 Co Rd 7 SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Hiawatha Broadband Communications, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Co Rd 7 SE

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