10116 Bedford Rd, Spring Hill, FL 34608 Property Records

Hernando County property record for 10116 Bedford Rd, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0446-0100`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0446-0100`
Alternative APNs	`00276668` `276668`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Gross Area	2,641 sqft
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	1,280 sqft
Deck Area	252 sqft
Patio Area	702 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00276668
Street Address	10116 BEDFORD RD
City	SPRING HILL
State	FL
Zip	34608-5812
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 446 LOT 10 ORB 352 PG 202
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	446
Legal Lot Number	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3025
Census Tract	41105

Owner

Source: Hernando County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10116 BEDFORD RD, SPRING HILL, FL 34608-5812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 15, 2026	Correction Deed SOUTHEAST TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 18, 2025
Transfer Doc	0045571652
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2026
Property Address	10116 BEDFORD RD, SPRING HILL, FL 34608-5812
Document Number	0000040549
Book / Page	4723 / 191
Instrument Date	Jun 2, 2026
Instrument	202640549
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10116 BEDFORD RD, SPRING HILL, FL 34608-5812

Mortgage

Document Number	0000040550,
Date	Jun 15, 2026
Book Page	4723/194
Instrument	202640550

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 15, 2026
Property Address	10116 BEDFORD RD, SPRING HILL, FL 34608-5812
Document Number	0000040544
Book / Page	4723 / 172
Instrument Date	May 30, 2026
Instrument	202640544
Record Updated	Aug 30, 2026
Title Company	SOUTHEAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10116 BEDFORD RD, SPRING HILL, FL 34608-5812

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (+947.29%)	$249,447 (+154.64%) Land $36,500 Building $212,947	$249,447 (+3.26%) Land $36,500 Building $212,947
2023		$97,961 (+3%) Land $97,961
2022	$406.00 Homeowner's exemption	$95,108	$241,567 Land $33,000 Building $208,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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