10115 Winstead Ln, Cincinnati, OH 45231 Property Records

Hamilton County property record for 10115 Winstead Ln, Cincinnati, OH 45231 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1966
Square Footage2,234 sqft Living Area
Lot Size19,863 sqft (0.455 acres)
OccupancyOwner Occupied
Last Sale$130,000 (2017)
Tax Bill$5,869.00 (2025)

Property Details

APN / Parcel Number

Primary APN590-0170-0107-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,234 sqft Living Area
1st Floor1,086 sqft 1st Floor
2nd Floor1,148 sqft 2nd Floor
Basement Area1,086 sqft Basement
Finished Basement560 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1966
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Lot Area19,863 sqft (0.455 acres)
Depth X Width200 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area552 sqft Garage
Porch1 Porch
Porch Area289 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address10115 WINSTEAD LN
CityCINCINNATI
StateOH
Zip45231-2717
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWINSTEAD LN 100 X 200 LOT 42 LAKESHORE EST SUB BLK A PT 3
Legal SubdivisionLAKESHORE ESTATE SUB
Legal BlockA
Legal Lot Number42
JurisdictionHAMILTON OH
Minor Civil DivisionSPRINGFIELD
Census Blockgroup3
Census Block3015
Census Tract21504

Owner

Source: Hamilton County records · APN 590-0170-0107-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
TRUPARTNER CREDIT UNION
Sep 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB
Jan 21, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Apr 15, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Sep 25, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Prior SaleAug 30, 2013 · Amount on Record
Deed Doc Number17-0098707
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
Transaction TypeMortgage
Record UpdatedFeb 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000340
DateJan 03, 2023
Book Page14824/1962
Instrument2023-0000340
Lender
NameTRUPARTNER CREDIT UNION
AddressCINCINNATI, OH 45214
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueDec 20, 2037

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000084754
DateSep 24, 2018
Book Page13759/01518
Instrument2018-0084754
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2033

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
Transaction TypeMortgage
Record UpdatedAug 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007971
DateJan 21, 2022
Book Page14588/2468
Instrument2022-0007971
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term355 Months
DueAug 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
Document Number0000037706
Instrument DateApr 15, 2020
Transaction TypeMortgage
Record UpdatedMay 28, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address10115 WINSTEAD LN CINCINNATI OH 452312717, CINCINNATI, OH 45231-2717

Mortgage

Document Number0000037706
DateApr 23, 2020
Book Page014153/002098
Instrument37706
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueApr 22, 2050

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10115 WINSTEAD LN, CINCINNATI, OH 45231-2717
Document Number0000098381
Instrument DateSep 25, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address10115 WINSTEAD LN CINCINNATI OH 452312717, CINCINNATI, OH 45231-2717

Mortgage

Document Number0000098381
DateOct 26, 2017
Book Page013532/000978
Instrument98381
Lender
NameMISCELLANEOUS GOVT AGCY
AddressCOLUMBUS, OH 43215
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionSpringfield Township
Unified School DistrictWinton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,869.00 (+2.62%)$86,233 (-) Land $15,050 Building $71,183
2024$5,719.00 (+4.1%)$86,233 (-) Land $15,050 Building $71,183
2023$5,494.00 (-5.05%)$86,233 (+26.63%) Land $15,050 Building $71,183$246,380 (+26.63%) Land $43,000 Building $203,380
2022$5,786.00 Homeowner's exemption$68,100 Land $12,705 Building $55,395
2020$194,570 Land $36,300 Building $158,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 31% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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