10115 Waters Rd, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 10115 Waters Rd, Ann Arbor, MI 48103

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,875 sqft
Lot Size	20.5 acres (893,851 sqft)
Owner	Trust Name on File
Tax Bill	$9,663 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-14-11-200-009`

Property Details

APN / Parcel Number

Primary APN	`N-14-11-200-009`
Alternative APNs	`N 1411200008` `N01411200009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,875 sqft Living Area
1st Floor Area	393 sqft
Basement Area	255 sqft
Unfinished Basement	2,556 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Architectural Style	Modular
Lot Area	893,851 sqft (20.5 acres)
Garage Area	156 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	10115 WATERS RD
City	ANN ARBOR
State	MI
Zip	48103-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	OWNER REQUEST FR 11-3A-1A-1 COM AT N 1/4 COR SEC 11, TH S 00-46-15 W 1346.11 FT TH N 89-37-35 W 659.07 FT TO A POB, TH CONT N
Legal Range	04E
Legal Township	03S
Legal Section	01
Jurisdiction	WASHTENAW MI
Township / Civil Division	FREEDOM
Census Block Group	2
Census Block	2020
Census Tract	432000

Owner

10115 Waters Rd is owner-occupied and held in a trust since October 2016.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	Trust Name on File
Mailing Address	10115 WATERS RD, ANN ARBOR, MI 48103-9657
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK
Jan 24, 2018	Trustee's Deed, Construction Loan · Construction Mortgage NORTHPOINTE BK
Sep 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 26, 2016
Transfer Doc	0006351826
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	10115 WATERS RD, ANN ARBOR, MI 48103-9657
Document Number	0006408499
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3300 ANN ARBOR SALINE RD ANN ARBOR MI 481039711, ANN ARBOR, MI 48103-9711

Mortgage

Document Number	0006408499
Date	Jan 24, 2018
Book Page	005241/000768
Instrument	6408499

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.49%

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jan 24, 2018
Property Address	10115 WATERS RD, ANN ARBOR, MI 48103-9657
Book / Page	005241 / 000767
Instrument Date	Jan 23, 2018
Instrument	6408498
Transaction Type	Construction Loan
Record Updated	Aug 1, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3300 ANN ARBOR SALINE RD ANN ARBOR MI 481039711, ANN ARBOR, MI 48103-9711

Mortgage

Document Number	0006408498
Date	Jan 24, 2018
Book Page	005241/000767
Instrument	6408498

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 1, 2017
Property Address	10115 WATERS RD, ANN ARBOR, MI 48103-9657
Document Number	0006389023
Book / Page	005222 / 000342
Instrument Date	Jul 28, 2017
Instrument	6389023
Transaction Type	Transfer
Record Updated	Aug 1, 2018

Transaction

Amount	Amount on Record
Tax	$121.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3300 ANN ARBOR SALINE RD ANN ARBOR MI 481039711, ANN ARBOR, MI 48103-9711

Tax Assessment & Valuation

The 2025 property tax bill for 10115 Waters Rd was $9,663 with a homeowner's exemption, up 2.6% from the year before.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
County Subdivision	Freedom Township
Unified School District	Manchester Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,900	$941,800
2025	$9,663.00 (+2.56%)
2024	$9,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10115 Waters Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10115 Waters Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Rd

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