10115 SW 85th Ter, Miami, FL 33173 Property Records

Miami-Dade County property record for 10115 SW 85th Ter, Miami, FL 33173 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,920 sqft · built 1962
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on File
Last Sale	$323,000 (Jul 2013)
Tax Bill	$6,660 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage
Flood Zone	Zone AH (high risk)
APN	`30-4032-007-2630`

Property Details

APN / Parcel Number

Primary APN	`30-4032-007-2630`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,920 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Concrete
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	100 ft deep x 99 ft wide
Garage Area	250 sqft
Patio Area	1,325 sqft
Fence	Fence

Location & Zoning

Street Address	10115 SW 85TH TER
City	MIAMI
State	FL
Zip	33173-3922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	32 54 40 PB 70-96 HEFTLER HOMES SUNSET PK SEC 2 LOT 12 BLK 31 LOT SIZE 99.000 X 100 OR 10049 1368 0578 1 COC 24937-3930 09 20
Legal Range	40
Legal Township	54
Legal Section	32
Legal Subdivision	HEFTLER HOMES SUNSET PARK SEC 2
Legal Block	31
Legal Lot Number	12
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	2
Census Block	2028
Census Tract	8423

Owner

Source: Miami-Dade County records · APN 30-4032-007-2630

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10115 SW 85TH TER, MIAMI, FL 33173-3922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2013 · Amount on Record
Deed Sale	Jul 22, 2013 · Amount on Record
Prior Sale	Sep 22, 2006
Deed Document Number	2013R0572814
Deed Book / Page	28734 / 0468
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	10115 SW 85TH TER, MIAMI, FL 33173-3922
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 SW 85TH TER, MIAMI, FL 33173-3922

Mortgage

Document Number	0000945208
Date	Dec 23, 2025
Book Page	35086/4866
Instrument	2025R0945208

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2046

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,660.00 (+7.11%) Homeowner's exemption	$388,354 (+5.99%)	$685,528 (+22.48%) Land $391,500 Building $294,028
2023	$6,218.00 (+3.77%) Homeowner's exemption	$366,418 (+3%)	$559,710 (+8.65%) Land $261,000 Building $298,710
2022	$5,992.00 Homeowner's exemption	$355,746	$515,147 Land $212,400 Building $302,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860084232, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 394 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	394 in force
Nearby Flood Claims	2 (2000–2024)
Most Recent Claim	Mar 2024

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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