10115 Smith Dr, Plain City, OH 43064 Property Records

Union County property record for 10115 Smith Dr, Plain City, OH 43064

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,056 sqft · built 2018
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on Record
Tax Bill	$14,252 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-0011040.0400`

Property Details

APN / Parcel Number

Primary APN	`41-0011040.0400`
Alternative APNs	`1320000159000` `410011040040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,056 sqft Living Area
Gross Area	5,632 sqft
1st Floor Area	1,938 sqft
2nd Floor Area	1,118 sqft
Basement Area	1,938 sqft
Finished Basement	1,100 sqft
Unfinished Basement	838 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	120,661 sqft (2.77 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1320000159000
Street Address	10115 SMITH DR
City	PLAIN CITY
State	OH
Zip	43064-9244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VMS 2671 LOT 38 202012110013770
Legal Subdivision	PLEASANT VIEW FARMS
Legal Lot Number	38
Jurisdiction	UNION OH
Township / Civil Division	DARBY
Census Block Group	1
Census Block	1069
Census Tract	50701

Owner

Source: Union County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10115 SMITH DR, PLAIN CITY, OH 43064-9244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 11, 2020	Warranty Deed, Transfer · VA Mortgage RAPID MORTGAGE COMPANY
May 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020
Deed Sale	Dec 11, 2020
Prior Sale	May 24, 2012 · Amount on Record
Deed Document Number	202013770
Prior Transfer Date	May 18, 2012
Prior Transfer Doc	0000387003
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OH
Property Address	10115 SMITH DR, PLAIN CITY, OH 43064-9244
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 SMITH DR DRD, PLAIN CITY, OH 43064-9244

Mortgage

Document Number	0000006625
Date	Jul 8, 2022
Instrument	202207080006625

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OH
Recording Date	Dec 11, 2020
Property Address	10115 SMITH DR, PLAIN CITY, OH 43064-9244
Document Number	0000013770
Map Reference	MB 5 PG 255 A-D
Instrument Date	Sep 30, 2020
Instrument	202012110013770
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7870 E KEMPER RD STE 280, 280, CINCINNATI, OH 45249-1675

Mortgage

Document Number	0000013771
Date	Dec 11, 2020
Instrument	202012110013771

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION OH
Property Address	10115 SMITH DR, PLAIN CITY, OH 43064-9244
Document Number	0000003723
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	May 28, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	SMITH DR PLAIN CITY OH 43064, PLAIN CITY, OH 43064

Mortgage

Document Number	0000003723
Date	May 15, 2018
Instrument	3723

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Union County
County Subdivision	Darby Township
Unified School District	Fairbanks Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,252.00	$326,740 (+56.97%) Land $48,720 Building $278,020	$933,530 (+56.97%) Land $139,200 Building $794,330
2024	$14,252.00 (+55.01%) Additional exemption filed	$208,150 (-) Land $36,020 Building $172,130
2023	$9,194.00 (-3.71%) Additional exemption filed	$208,150 (-) Land $36,020 Building $172,130
2022	$9,548.00	$208,150 Land $36,020 Building $172,130	$594,700 Land $102,910 Building $491,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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