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10115 Sharon Rd, Saint Charles, MI 48655 Property Records

Saginaw County property record for 10115 Sharon Rd, Saint Charles, MI 48655

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,544 sqft · built 1947
Lot Size1.38 acres (60,113 sqft)
Owner2 Individual Names on File
Last Sale$289,000 (Oct 2024)
Tax Bill$3,352 (2025)
Deeds & MortgagesJun 2023 Transfer
Dec 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN24-10-3-16-2002-001

Property Details

APN / Parcel Number

Primary APN24-10-3-16-2002-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,544 sqft
Basement Area936 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area60,113 sqft (1.38 acres)
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10115 SHARON RD
CitySAINT CHARLES
StateMI
Zip48655-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM NW COR SEC 16 T10N R3E TH N 90?00?00? E 628.00 FT AL N LI SD SEC TH S 00?03?47? W 115.56 FT TO POB TH S 45?28?55? E
Legal Range03E
Legal Township10N
Legal Section16
JurisdictionSAGINAW MI
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3044
Census Tract12600

Owner

10115 Sharon Rd is owned and occupied by two individuals who bought it in October 2024.

Source: Saginaw County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address9475 RIVER OAK DR, FENTON, MI 48430-4417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2023Intrafamily Transfer, Transfer
Dec 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2024 · Amount on File
Deed SaleOct 18, 2024 · Amount on File
Prior SaleAug 15, 2019 · Amount on File
Deed Document Number202423570
Prior Transfer DateJun 5, 2023
Prior Transfer Doc0000014141
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateJun 12, 2023
Property Address10115 SHARON RD, SAINT CHARLES, MI 48655-9603
Document Number0000014141
Instrument DateFeb 7, 2023
Instrument2023014141
Transaction TypeTransfer
Record UpdatedJun 29, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10115 SHARON RD, SAINT CHARLES, MI 48655-9603

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address10115 SHARON RD, SAINT CHARLES, MI 48655-9603

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateDec 29, 2021
Property Address10115 SHARON RD, SAINT CHARLES, MI 48655-9603
Document Number0000040292
Instrument DateDec 20, 2021
Instrument2021040292
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyDEVON TITLE COMPANY, DEVON TITLE AGENCY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10115 SHARON RD, SAINT CHARLES, MI 48655-9603

Mortgage

Document Number0000040293
DateDec 29, 2021
Instrument2021040293
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueJan 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10115 Sharon Rd was $3,352 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$104,300$208,600
2025$3,352.00 Homeowner's exemption
2023$80,400 (+17.2%)$160,800 (+17.2%)
2022$2,207.00 (+11.8%) Homeowner's exemption$68,600$137,200
2021$1,974.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10115 Sharon Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims12 (1986–2020)
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 2 claims
  • Flooding, Apr 2013 · 2 claims
  • Severe Storms & Flooding, Sep 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10115 Sharon Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Verizon
Fixed Wireless		25 / 6

May also be available: T-Mobile.

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