10115 Philpot Rd, Ozark, AR 72949 Property Records

Franklin County property record for 10115 Philpot Rd, Ozark, AR 72949

Property Summary

Property Type	Rural Home
Details	2 ba · 1,440 sqft · built 2021
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Sep 2025)
Tax Bill	$996 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-01476-000`

Property Details

APN / Parcel Number

Primary APN	`001-01476-000`
Alternative APN	`1764`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	2,432 sqft
1st Floor Area	1,440 sqft
Fireplace	2 Story

Exterior

Year Built	Built 2021
Exterior Material	Other
Construction Type	Frame
Lot Area	653,400 sqft (15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10115 PHILPOT RD
City	OZARK
State	AR
Zip	72949-9677
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TWO TRACTS OF LAND LOCATED IN PART OF THE NE 1/4 OF THE SE 1/4 OF SECTION 24 - TOWNSHIP 10 NORTH - RANGE 26 WEST IN FRANKLIN
Legal Range	26
Legal Township	10
Legal Section	24
Legal Tract	1,2
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1024
Census Tract	950201

Owner

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10115 PHILPOT RD, OZARK, AR 72949-9677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Sep 30, 2025	Special Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Aug 13, 2024	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2025 · Amount on Record
Deed Sale	Sep 30, 2025 · Amount on Record
Prior Sale	Aug 13, 2024 · Amount on Record
Deed Document Number	2025R-002577
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	10115 PHILPOT RD, OZARK, AR 72949-9677
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R001642
Date	Jul 15, 2020
Instrument	2020R-001642

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Jul 15, 2043

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Sep 30, 2025
Property Address	10115 PHILPOT RD, OZARK, AR 72949-9677
Document Number	2025R002577
Instrument Date	Sep 25, 2025
Instrument	2025R-002577
Transaction Type	Transfer
Record Updated	Oct 14, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 477, KNOXVILLE, TN 37901-0477

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 PHILPOT RD, OZARK, AR 72949-9677

Mortgage

Document Number	2025R002578
Date	Sep 30, 2025
Instrument	2025R-002578

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2024: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	FRANKLIN AR
Recording Date	Aug 13, 2024
Property Address	10115 PHILPOT RD, OZARK, AR 72949-9677
Document Number	2024R001840
Instrument Date	Aug 13, 2024
Instrument	2024R-001840
Transaction Type	Foreclosure
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 MARKET ST, KNOXVILLE, TN 37902-2231

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$996.00	$20,810 (-) Land $6,480 Building $14,330
2023	$996.00	$20,810 Land $6,480 Building $14,330	$104,050 Land $32,400 Building $71,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 75% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORSEHEAD WATER ASSOCIATION serves 5,792 people · EPA ID AR0000617
Water Source	Purchased surface water from CLARKSVILLE CONNECTED UTILITIES
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Philpot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures