10115 Elise Dr, Saint Louis, MO 63123 Property Records

St. Louis County property record for 10115 Elise Dr, Saint Louis, MO 63123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1952
Lot Size0.51 acres (22,198 sqft)
Owner2 Individual Names on Record
Last Sale$260,600 (Jul 2016)
Tax Bill$4,711 (2025)
Deeds & MortgagesJan 2021 Line of Credit
Jan 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26K-31-0804

Property Details

APN / Parcel Number

Primary APN26K-31-0804

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,210 sqft
1st Floor Area1,464 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2010
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area22,198 sqft (0.51 acres)
Lot Dimensions120 ft deep x 162 ft wide
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area36 sqft
Patio Area371 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10115 ELISE DR
CitySAINT LOUIS
StateMO
Zip63123-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code70A
Legal DescriptionLAKESHIRE & LOT PT 21 LOT 20
Legal Range6E
Legal Township44N
Legal Section22
Legal SubdivisionLAKESHIRE
Legal Block2
Legal Lot Number20
JurisdictionST LOUIS MO
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1008
Census Tract220701

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Deed of Trust, Mortgage · Line of Credit
WEST COMMUNITY CU
Jan 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Dec 3, 2021Beneficiary Deed, Transfer
Sep 21, 2018Deed of Trust, Mortgage
DAS ACQUISITION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2016 · Amount on Record
Deed SaleJul 18, 2016 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number2016881
Deed Book / Page22104 / 3213
Last Transfer DateNov 29, 2021
Transfer Doc0247790143
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyINVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

NameVerified Name
Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005

Mortgage

Document Number0245584872
DateJan 5, 2021
Book Page24558/4872
Instrument2021010500183
Lender
NameWEST COMMUNITY CU
TypeCredit Union
AddressSAINT LOUIS, MO 63123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueNov 1, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyCONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0239021147
DateJan 29, 2020
Book Page23902/1147
Instrument2020012900221
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

December 2021: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateDec 3, 2021
Property Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005
Document Number0247790143
Book / Page24779 / 143
Map ReferenceMB 36 PG 65
Instrument DateNov 29, 2021
Instrument2021120300321
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address10115 ELISE DR, SAINT LOUIS, MO 63123-4005
Document Number0232142585
Instrument DateSep 21, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyINTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10115 ELISE DR ST LOUIS MO 631234005, ST LOUIS, MO 63123-4005

Mortgage

Document Number0232142585
DateSep 27, 2018
Book Page023214/002585
Instrument480
Lender
NameDAS ACQUISITION
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityLakeshire City
Unified School DistrictAffton 101 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$61,060 (-) Land $18,920 Building $42,140$321,400 (-) Land $99,600 Building $221,800
2025$4,711.00 (-1.46%)$61,060 (+7.99%) Land $18,920 Building $42,140$321,400 (+8%) Land $99,600 Building $221,800
2024$4,781.00 (+3.84%)
2023$4,604.00 (+7.72%)$56,540 (+24.07%) Land $13,680 Building $42,860$297,600 (+24.1%) Land $72,000 Building $225,600
2022$4,274.00$45,570 Land $14,710 Building $30,860
2021$239,800 Land $77,400 Building $162,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1982–1983)
Most Recent ClaimApr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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