10115 Cutts Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10115 Cutts Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,126 sqft · built 1952
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Jul 2020)
Tax Bill	$2,416 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-040500`

Property Details

APN / Parcel Number

Primary APN	`15-040500`
Alternative APN	`001862-3`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001862-3
Street Address	10115 CUTTS RD
City	CHARDON
State	OH
Zip	44024-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	S/L 5 ANDREW R & MARGARET K EVANS SURVEY
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3009
Census Tract	312203

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10115 CUTTS RD, CHARDON, OH 44024-9184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Prior Sale	Nov 14, 2000 · Amount on Record
Deed Document Number	2020966475
Deed Book / Page	2097 / 2560
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Jul 14, 2020
Property Address	10115 CUTTS RD, CHARDON, OH 44024-9184
Document Number	0020972562
Book / Page	002097 / 002562
Instrument Date	Jul 6, 2020
Instrument	966475
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10115 CUTTS RD CHARDON OH 440249184, CHARDON, OH 44024-9184

Mortgage

Document Number	20972562
Date	Jul 14, 2020
Book Page	002097/002562
Instrument	966476

Lender

Name	MIDDLEFIELD BKNG
Type	Funding / Finance Company
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,416.00 (-0.54%)	$50,970 (-) Land $7,740 Building $43,230
2024	$2,429.00 (+1.5%) Homeowner's exemption	$50,970 (-) Land $7,740 Building $43,230
2023	$2,393.00 (-5.82%) Homeowner's exemption	$50,970 (+13.77%) Land $7,740 Building $43,230	$145,600 (+13.75%) Land $22,100 Building $123,500
2022		$44,800 Land $6,440 Building $38,360
2021	$2,541.00
2020			$128,000 Land $18,400 Building $109,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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