10115 Cinco Ridge Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 10115 Cinco Ridge Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,297 sqft · built 2007
Lot Size	0.323 acres (14,065 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,100 (Sep 2017)
Tax Bill	$13,513 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R370163`

Property Details

APN / Parcel Number

Primary APN	`R370163`
Alternative APN	`2278-14-002-0010-914`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,297 sqft Living Area
Gross Area	5,972 sqft
1st Floor Area	3,444 sqft
2nd Floor Area	1,853 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,065 sqft (0.323 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	879 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10115 CINCO RIDGE DR
City	KATY
State	TX
Zip	77494-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH SOUTHWEST SEC 14, BLOCK 2, LOT 1
Legal Subdivision	CINCO RANCH SOUTHWEST SEC 14
Legal Block	2
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1037
Census Tract	673110

Owner

Source: Fort Bend County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10115 CINCO RIDGE DR, KATY, TX 77494-8612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage AAXY LLC
Sep 21, 2017	Warranty Deed, Transfer GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Jul 31, 2013
Deed Document Number	2017103514
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0000135515
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	10115 CINCO RIDGE DR, KATY, TX 77494-8612
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	MONARCH TITLE/TX, MONARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000176722
Date	Oct 21, 2021
Instrument	2021176722

Lender

Name	AAXY LLC
Type	Mortgage Company
Address	AUSTIN, TX 78729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	10115 CINCO RIDGE DR, KATY, TX 77494-8612
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117973
Date	Sep 2, 2020
Instrument	2020117973

Lender

Name	AAXY LLC
Type	Mortgage Company
Address	AUSTIN, TX 78729

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2035

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Sep 21, 2017
Property Address	10115 CINCO RIDGE DR, KATY, TX 77494-8612
Document Number	0000103514
Instrument Date	Sep 18, 2017
Instrument	103514
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10115 CINCO RIDGE DR KATY TX 774948612, KATY, TX 77494-8612

Mortgage

Document Number	103515
Date	Sep 21, 2017
Instrument	103515

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	TYSONS CORNER, VA 22182

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2032

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,513.00 (-27.84%) Homeowner's exemption	$971,878 (+7.91%) Land $164,002 Building $807,876	$971,878 (+2.53%) Land $164,002 Building $807,876
2024	$18,726.00 (+60.01%) Homeowner's exemption	$900,603 (+1%) Land $164,002 Building $783,939	$947,941 (+2.56%) Land $164,002 Building $783,939
2023	$11,703.00 (-11.82%) Homeowner's exemption	$818,730 Land $126,155 Building $798,141	$924,296 Land $126,155 Building $798,141
2018	$13,272.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Nearby Flood Policies	134 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCO SOUTHWEST MUD 2 serves 5,496 people · EPA ID TX0790481
Water Source	Purchased surface water from CINCO SOUTHWEST MUD 1
Last State Inspection	Sep 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet.

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