10114 Wilnor Way, Laurel, MD 20723 Property Records

Howard County property record for 10114 Wilnor Way, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,835 sqft · built 2005
Lot Size	0.217 acres (9,454 sqft)
Owner	2 Trust Names on File
Last Sale	$385,000 (Feb 2012)
Tax Bill	$10,420 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-576370`

Property Details

APN / Parcel Number

Primary APN	`06-576370`
Alternative APN	`576370`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,835 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,454 sqft (0.217 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft
Deck Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	576370
Street Address	10114 WILNOR WAY
City	LAUREL
State	MD
Zip	20723-1733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 10 9454 SQ 10114 WILNOR WAY HILLTOP ESTATES SEC II
Legal Subdivision	WILNOR WAY HILLTOP ESTATES
Legal Lot Number	10
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1011
Census Tract	606906

Owner

10114 Wilnor Way is owner-occupied and held in a trust since October 2022.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10114 WILNOR WAY, LAUREL, MD 20723-1733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Feb 16, 2023	Intrafamily Transfer, Transfer
Jul 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2012 · Amount on File
Deed Sale	Feb 21, 2012 · Amount on File
Prior Sale	Jan 11, 2006 · Amount on File
Deed Book / Page	13800 / 462
Last Transfer Date	Oct 12, 2022
Transfer Doc	0218850034
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10114 WILNOR WAY, LAUREL, MD 20723-1733
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	KING TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 WILNOR WAY, LAUREL, MD 20723-1733

Mortgage

Document Number	0202750063
Date	Mar 2, 2021
Book Page	20275/63

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10114 WILNOR WAY, LAUREL, MD 20723-1733
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192140398
Date	Mar 3, 2020
Book Page	19214/398

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Feb 16, 2023
Property Address	10114 WILNOR WAY, LAUREL, MD 20723-1733
Document Number	0218850034
Book / Page	21885 / 34
Map Reference	PL 16488&16489
Instrument Date	Oct 12, 2022
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10114 WILNOR WAY, LAUREL, MD 20723-1733

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	10114 WILNOR WAY, LAUREL, MD 20723-1733
Document Number	0177200238
Book / Page	017720 / 000238
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 4, 2017
Title Company	KING TITLE COMPANY INC, KING TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10114 WILNOR WAY LAUREL MD 207231733, LAUREL, MD 20723-1733

Mortgage

Document Number	0177200238
Date	Jul 31, 2017
Book Page	017720/000238

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10114 Wilnor Way was $10,420 with a homeowner's exemption, up 2.1% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,420.00 (+2.15%) Homeowner's exemption	$721,533 (+5.66%)	$798,800 (+16.97%) Land $270,000 Building $528,800
2025	$10,201.00 (+4.72%) Homeowner's exemption	$682,900 Land $175,000 Building $507,900	$682,900 Land $175,000 Building $507,900
2024	$9,741.00
2023		$614,367	$682,900 Land $175,000 Building $507,900
2022	$6,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10114 Wilnor Way in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10114 Wilnor Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Nearby Properties on Wilnor Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures