10114 S Charles St, Chicago, IL 60643 Property Records

Cook County property record for 10114 S Charles St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,289 sqft · built 1921
Lot Size	0.339 acres (14,750 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Dec 2021)
Tax Bill	$7,588 (2023)
Deeds & Mortgages	May 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-08-306-046`

Property Details

APN / Parcel Number

Primary APN	`25-08-306-046`
Alternative APN	`25-08-306-046-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,289 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1923
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,750 sqft (0.339 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10114 S CHARLES ST
City	CHICAGO
State	IL
Zip	60643-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	HILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS
Legal Range	14E
Legal Township	37N
Legal Section	08
Legal Subdivision	HILLIARD & DOBBINS 1ST ADD TO WASHINGTON
Legal Block	3
Legal Lot Number	14
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2011
Census Tract	720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10114 S CHARLES ST, CHICAGO, IL 60643-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 2, 2021	Administrator's Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Deed Document Number	202134239
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10114 S CHARLES ST, CHICAGO, IL 60643-2110
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 S CHARLES ST, CHICAGO, IL 60643-2110

Mortgage

Document Number	0012607018
Date	May 6, 2022
Instrument	2212607018

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Interest

Rate	4.5%

December 2021: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	COOK IL
Recording Date	Dec 2, 2021
Property Address	10114 S CHARLES ST, CHICAGO, IL 60643-2110
Document Number	0033634239
Instrument Date	Dec 1, 2021
Instrument	2133634239
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$172.50
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 S CHARLES ST, CHICAGO, IL 60643-2110

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,001 (+49.98%) Land $18,438 Building $20,563	$390,010 (+49.98%) Land $184,380 Building $205,630
2023	$7,588.00 (+41.46%)
2022	$5,364.00 (+2.29%)	$26,005 (-) Land $13,186 Building $12,819	$260,050 (-) Land $131,860 Building $128,190
2021	$5,244.00	$26,005 Land $13,186 Building $12,819	$260,050 Land $131,860 Building $128,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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