10114 Post Oak Rd, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 10114 Post Oak Rd, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,161 sqft · built 1966
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Sep 2026)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-A-33`

Property Details

APN / Parcel Number

Primary APN	`45-A-33`
Alternative APN	`045-A-33`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,161 sqft Finished Area
Basement Area	1,161 sqft
Finished Basement	1,161 sqft
Unfinished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10114 POST OAK RD
City	SPOTSYLVANIA
State	VA
Zip	22551-5021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3 - AGRIC
Legal Description	ADJ H T MASTIN
Legal Subdivision	EDISON L SULLIVAN
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	3
Census Block	3015
Census Tract	20406

Owner

10114 Post Oak Rd is owned and occupied by an individual who bought it in September 2026.

Source: Spotsylvania County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 15, 2023	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 1, 2022	Trustee's Deed, Foreclosure
Oct 26, 2017	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Jun 15, 2023 · Amount on File
Deed Document Number	202614834
Prior Transfer Date	Sep 8, 2016
Prior Transfer Doc	0000016162
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 11, 2026
Property Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021
Document Number	0000014834
Instrument Date	Sep 4, 2026
Instrument	202614834
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,835.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021

Mortgage

Document Number	0000014835,
Date	Sep 11, 2026
Instrument	202614835

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000014836,
Date	Sep 11, 2026
Instrument	202614836

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 15, 2023
Property Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021
Document Number	0230007828
Instrument Date	Jun 7, 2023
Instrument	230007828
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5597 SEMINARY RD APT 1911S, 1911S, FALLS CHURCH, VA 22041-3526

November 2022: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Nov 1, 2022
Property Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021
Document Number	0220021283
Instrument Date	Oct 12, 2022
Instrument	220021283
Transaction Type	Foreclosure
Record Updated	Nov 16, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Oct 26, 2017
Property Address	10114 POST OAK RD, SPOTSYLVANIA, VA 22551-5021
Document Number	201700019318
Instrument Date	Oct 25, 2017
Instrument	19318
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10114 POST OAK RD SPOTSYLVANIA VA 225515021, SPOTSYLVANIA, VA 22551-5021

Mortgage

Document Number	201700019319
Date	Oct 26, 2017
Instrument	19319

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10114 Post Oak Rd was $1,886, up 7.7% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+7.71%)	$255,900 (+7.3%) Land $87,600 Building $168,300
2025	$1,751.00	$238,500 Land $77,300 Building $161,200	$255,900 (+7.3%) Land $87,600 Building $168,300
2024			$238,500 (+71.09%) Land $77,300 Building $161,200
2023	$1,075.00	$139,400 Land $67,000 Building $72,400	$139,400 Land $67,000 Building $72,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10114 Post Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10114 Post Oak Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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