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10114 Cape Ann Dr, Columbia, MD 21046 Property Records

Howard County property record for 10114 Cape Ann Dr, Columbia, MD 21046

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,136 sqft · built 1977
Lot Size0.16 acres (6,955 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Feb 2026)
Tax Bill$6,711 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Feb 2026 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-139319

Property Details

APN / Parcel Number

Primary APN16-139319
Alternative APN
  • 139319

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,136 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,955 sqft (0.16 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
Deck Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number139319
Street Address10114 CAPE ANN DR
CityCOLUMBIA
StateMD
Zip21046-1344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 274 P/O LOT 322 10114 CAPE ANN DR VIL KINGS CONTRIV
Legal SubdivisionVILLAGE KINGS CONTRIVANCE
Legal Lot Number274,322
JurisdictionHOWARD MD
Township / Civil Division6, SAVAGE
Census Block Group2
Census Block2000
Census Tract606701

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2026Deed of Trust, Mortgage · Line of Credit
LAFAYETTE FEDERAL CREDIT UNION
Feb 23, 2026Re-recorded Document
SAGE TITLE GROUP LLC
Apr 30, 2021Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
May 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2026 · Amount on Record
Deed SaleFeb 23, 2026 · Amount on Record
Prior SaleApr 30, 2021 · Amount on Record
Deed Book / Page23123 / 271
Prior Transfer DateMar 26, 2020
Prior Transfer Doc0193650356
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Recording DateApr 10, 2026
Property Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344
Document Number0231840319
Book / Page23184 / 319
Instrument DateMar 5, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344

Mortgage

Document Number2318000319,
DateApr 10, 2026
Book Page23184/319
Lender
NameLAFAYETTE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 5, 2056
Interest
Rate6.11%
Max Rate-1%

February 2026: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionHOWARD MD
Recording DateFeb 23, 2026
Property Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344
Document Number0231230271
Book / Page23123 / 271
Map ReferencePL 3578
Instrument DateApr 5, 2021
Record UpdatedMar 9, 2026
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateApr 30, 2021
Property Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344
Document Number0205040422
Book / Page20504 / 422
Map ReferencePL 3578
Instrument DateApr 5, 2021
Transaction TypeTransfer
Record UpdatedJun 2, 2021
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10114 CAPE ANN DR, 10114, COLUMBIA, MD 21046-1344

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344

Mortgage

Document Number20504432
DateApr 30, 2021
Instrument20504/432
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHOWARD MD
Recording DateMay 13, 2020
Property Address10114 CAPE ANN DR, COLUMBIA, MD 21046-1344
Document Number0193650356
Book / Page019365 / 000356
Instrument DateMar 26, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10114 CAPE ANN DR COLUMBIA MD 210461344, COLUMBIA, MD 21046-1344

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,711.00 (-3.45%) Homeowner's exemption$515,300 (+7.85%) Land $223,700 Building $291,600$515,300 (-) Land $223,700 Building $291,600
2025$6,951.00 (+5.06%) Homeowner's exemption$477,800 (+18.62%)$515,300 (+27.93%) Land $223,700 Building $291,600
2024$6,616.00 (+49.62%)
2023$402,800 Land $193,700 Building $209,100$402,800 Land $193,700 Building $209,100
2022$4,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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