10113 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10113 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,292 sqft · built 1878
Lot Size0.332 acres (14,450 sqft)
OwnerIndividual Name on File
Last Sale$318,000 (Jul 2018)
Tax Bill$4,163 (2023)
Deeds & MortgagesSep 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-08-306-011

Property Details

APN / Parcel Number

Primary APN25-08-306-011
Alternative APN
  • 25-08-306-011-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,292 sqft Living Area

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1880
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area14,450 sqft (0.332 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address10113 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-2152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal DescriptionHILLIARD & DOBBINS 1ST ADD TO WASHINGTON HTS
Legal Range14E
Legal Township37N
Legal Section08
Legal SubdivisionHILLIARD & DOBBINS 1ST ADD TO WASHINGTON
Legal Block3
Legal Lot Number47
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2011
Census Tract720200

Owner

Source: Cook County records · APN 25-08-306-011

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10113 S PROSPECT AVE, CHICAGO, IL 60643-2152
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Jul 16, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Prior SaleAug 10, 2015 · Amount on Record
Deed Document Number201857029
Prior Transfer DateJan 29, 1998
Prior Transfer Doc0000000325
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10113 S PROSPECT AVE, CHICAGO, IL 60643-2152
Document Number2030813468
Instrument DateSep 29, 2020
Transaction TypeMortgage
Record UpdatedNov 18, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10113 S PROSPECT AVE CHICAGO IL 606432152, CHICAGO, IL 60643-2152

Mortgage

Document Number2030813468
DateNov 03, 2020
Instrument30813468
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 02, 2050
Interest
Rate2.97%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJul 16, 2018
Property Address10113 S PROSPECT AVE, CHICAGO, IL 60643-2152
Document Number1819757029
Instrument DateJul 02, 2018
Instrument19757029
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10113 S PROSPECT AVE CHICAGO IL 606432152, CHICAGO, IL 60643-2152

Mortgage

Document Number1819757030
DateJul 16, 2018
Instrument19757030
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 15, 2048
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$25,553 (+11.1%) Land $12,615 Building $12,938$255,530 (+11.1%) Land $126,150 Building $129,380
2023$4,163.00 (+3.07%)
2022$4,039.00 (+1.84%) Homeowner's exemption$23,001 (-) Land $11,690 Building $11,311$230,010 (-) Land $116,900 Building $113,110
2021$3,966.00 Homeowner's exemption$23,001 Land $11,690 Building $11,311$230,010 Land $116,900 Building $113,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170317202002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 515 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Radiate Holdings
Cable
1,500 / 50
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCHICAGO
serves 2,721,308 people
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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