10111 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10111 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1959
Lot Size	0.332 acres (14,462 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2021)
Tax Bill	$5,358 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`74-14-550-0045-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-550-0045-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,414 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Lot Area	14,462 sqft (0.332 acres)
Lot Depth	329 ft Depth
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74145500045000
Street Address	10111 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 57 SUP RE-PLAT OF SUP ST JOHN PLAT & PART OF FRAC SEC 1 PC 203
Legal Subdivision	SUPRVRS RE-PLAT OF SUP ST JO
Legal Lot Number	57
Legal Unit	57
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10111 SAINT JOHN DR, ALGONAC, MI 48001-4239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Jan 26, 2021	Warranty Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	2021002185
Deed Book / Page	5307 / 347
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	10111 SAINT JOHN DR, CLAY, MI 48001-4239
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	ATA NATIONAL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 BENORT RD, CLAY, MI 48001-3304

Mortgage

Document Number	0005294247
Date	Dec 28, 2020
Book Page	5294/247
Instrument	2020032848

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 26, 2021
Property Address	10111 SAINT JOHN DR, CLAY, MI 48001-4239
Document Number	0053070347
Book / Page	005307 / 000347
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,236.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10111 SAINT JOHN DR CLAY MI 480014239, CLAY, MI 48001-4239

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,200 (+22.69%)
2024	$5,358.00 (+8.84%)		$376,400 (+22.69%)
2023		$153,400
2022	$4,923.00		$306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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