10111 Rd 363, Union, MS 39365 Property Records

Neshoba County property record for 10111 Rd 363, Union, MS 39365

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,166 sqft · built 1996
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Tax Bill	$263 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09800-28-003.005`

Property Details

APN / Parcel Number

Primary APN	`09800-28-003.005`
Alternative APN	`12367`

Interior

Full Baths	2 Baths
Building Area	3,166 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	100,188 sqft (2.3 acres)
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	12367
Street Address	10111 ROAD 363
City	UNION
State	MS
Zip	39365-7909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 NW 1/4 W OF RD
Jurisdiction	NESHOBA MS
Township / Civil Division	4
Census Block Group	3
Census Block	3016
Census Tract	10700

Owner

10111 Rd 363 is owned and occupied by two individuals who acquired it in April 1996.

Source: Neshoba County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10111 ROAD 363, UNION, MS 39365-7909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS NATL BANK MERIDIAN
Jun 8, 2017	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN
May 28, 2019	Deed of Trust, Mortgage THE CITIZENS NATIONAL BANK OF MERIDIAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 1996
Deed Sale	Apr 2, 1996
Deed Document Number	000A217730
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10111 ROAD 363, UNION, MS 39365-7909
Transaction Type	Mortgage
Record Updated	Feb 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/425
Date	Feb 3, 2023
Book Page	2023/425
Instrument	2023-425

Lender

Name	CITIZENS NATL BANK MERIDIAN
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2043

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Min Rate At Change	4.69%
Max Rate At Change	8.69%
Index	1-Year CMT
Max Rate	12.6%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10111 ROAD 363, UNION, MS 39365-7909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/4396
Date	Jun 8, 2017
Book Page	2017/4396

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39305

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2037

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NESHOBA MS
Property Address	10111 ROAD 363, UNION, MS 39365-7909
Transaction Type	Mortgage
Record Updated	Jun 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/4594
Date	May 28, 2019
Book Page	2019/4594

Lender

Name	THE CITIZENS NATIONAL BANK OF MERIDIAN
Type	Bank
Address	MERIDIAN, MS 39305

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 25, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 10111 Rd 363 was $263 with exemptions applied, down 2.6% from the year before.

Source: Neshoba County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Neshoba County
Unified School District	Neshoba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$263.00 (-2.59%) Homeowner's exemption Disabled Person's exemption	$11,423	$113,980 Land $7,490 Building $106,490
2024	$270.00 (-2.53%)
2023	$277.00 Homeowner's exemption Disabled Person's exemption	$10,408	$103,820 Land $7,480 Building $96,340
2021	$277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10111 Rd 363 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10111 Rd 363 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH CENTRAL WATER ASSN public/private · serves 12,260 people · EPA ID MS0250022
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2021 Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rd 363

Nearby Streets

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