1011 Winding Way, Covington, KY 41011 Property Records

Kenton County property record for 1011 Winding Way, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,679 sqft · built 1920
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on Record
Last Sale	$133,500 (Dec 2002)
Tax Bill	$4,680 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-41-05-002.00`

Property Details

APN / Parcel Number

Primary APN	`040-41-05-002.00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,679 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1011 WINDING WAY
City	COVINGTON
State	KY
Zip	41011-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTON HILLS LOTS 12-13 100'X 125' SS WINDING WAY
Legal Subdivision	KENTON HILLS JJ WEAVER
Legal Lot Number	12-13
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4013
Census Tract	63800

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1011 WINDING WAY, COVINGTON, KY 41011-1135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2002 · Amount on Record
Deed Sale	Dec 17, 2002 · Amount on Record
Prior Sale	Mar 7, 2002 · Amount on Record
Last Transfer Date	Nov 25, 2015
Transfer Doc	0005900069
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1011 WINDING WAY, COVINGTON, KY 41011-1135
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WINDING WAY, COVINGTON, KY 41011-1135

Mortgage

Document Number	0005900066
Date	Oct 21, 2021
Book Page	288/515
Instrument	21102105900066

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	108 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,680.00 (-7.56%) Homeowner's exemption	$521,400 (-) Land $50,000 Building $471,400	$521,400 (-) Land $50,000 Building $471,400
2023	$5,063.00 Homeowner's exemption	$521,400 Land $50,000 Building $471,400	$521,400 Land $50,000 Building $471,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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