1011 Willowmere Ln, Cambridge, MD 21613 Property Records

Dorchester County property record for 1011 Willowmere Ln, Cambridge, MD 21613 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 1989
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Mar 2022)
Tax Bill	$5,206 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-195052`

Property Details

APN / Parcel Number

Primary APN	`07-195052`
Alternative APNs	`7195052` `195052`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	195052
Street Address	1011 WILLOWMERE LN
City	CAMBRIDGE
State	MD
Zip	21613-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6-10,000 SQ. FT. SW/S WILLOWMERE LANE CAMBRIDGE
Legal Subdivision	WILLOWMERE COVE
Legal Lot Number	6
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1004
Census Tract	970400

Owner

Source: Dorchester County records · APN 07-195052

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1011 WILLOWMERE LN, CAMBRIDGE, MD 21613-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN TRU MORTGAGE CO INC
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit HEBRON SAVINGS BANK
Mar 29, 2022	Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Aug 28, 2015 · Amount on Record
Deed Book / Page	1729 / 421
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1011 WILLOWMERE LN, CAMBRIDGE, MD 21613-2043
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013930489
Date	Apr 10, 2017
Book Page	1393/489
Instrument	1393-489

Lender

Name	SUN TRU MORTGAGE CO INC
Type	Non-Lending Institution
Address	MANASSAS, VA 20110

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	1011 WILLOWMERE LN, CAMBRIDGE, MD 21613-2043
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015600101
Date	Jan 30, 2020
Book Page	1560/101

Lender

Name	HEBRON SAVINGS BANK
Type	Bank
Address	HEBRON, MD 21830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 21, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 29, 2022
Property Address	1011 WILLOWMERE LN, CAMBRIDGE, MD 21613-2043
Document Number	0017290421
Book / Page	1729 / 421
Map Reference	LB 42 FO 50
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1011 WILLOWMERE LN, CAMBRIDGE, MD 21613-2043

Mortgage

Document Number	0001729428
Date	Mar 29, 2022
Instrument	1729/428

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,967 (+37.19%)	$288,500 (+4.08%) Land $36,600 Building $251,900
2025	$5,206.00 (+37.54%)
2023	$3,785.00	$204,800	$277,200 Land $36,600 Building $240,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240199704001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 89 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Bay Country Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Willowmere Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures