1011 Willow Rdg, Athens, GA 30606 Property Records

Oconee County property record for 1011 Willow Rdg, Athens, GA 30606

Property Summary

Property Type	Single Family Home
Details	4,215 sqft · built 2017
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,000 (Oct 2016)
Tax Bill	$7,163 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-02T-019-B`

Property Details

APN / Parcel Number

Primary APN	`C-02T-019-B`
Alternative APN	`10600`

Interior

Stories	1 Story
Building Area	4,215 sqft Heated Area
1st Floor Area	2,654 sqft
Attic	Attic
Attic Area	334 sqft
Basement Area	2,542 sqft
Finished Basement	2,542 sqft
Unfinished Basement	2,542 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Concrete
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Concrete Driveway
Driveway Area	2,885 sqft

Exterior Amenities

Porch	Slab
Porch Area	480 sqft
Deck Area	144 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10600
Street Address	1011 WILLOW RDG
City	ATHENS
State	GA
Zip	30606-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	1359/666 421/107 28/267-268;
Legal Subdivision	LAKE WELBROOK
Jurisdiction	OCONEE GA
Township / Civil Division	WATKINSVILLE
Census Block Group	1
Census Block	1012
Census Tract	30201

Owner

Source: Oconee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1011 WILLOW RDG, ATHENS, GA 30606-7621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 4, 2017	Deed of Trust, Mortgage PIEDMONT BANK
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage ACOPIA
Jun 29, 2017	Deed of Trust, Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Prior Sale	Jan 16, 1998 · Amount on Record
Deed Document Number	20161700
Deed Book / Page	1359 / 666
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1011 WILLOW RDG, ATHENS, GA 30606-7621
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 WILLOW RDG, ATHENS, GA 30606-7621

Mortgage

Document Number	0016220000000265
Date	Apr 15, 2021
Book Page	0000001622/0000000265
Instrument	003184

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1011 WILLOW RDG, ATHENS, GA 30606-7621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013670321
Date	Jan 4, 2017
Book Page	1367/321
Instrument	000057

Lender

Name	PIEDMONT BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 3, 2018

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1011 WILLOW RDG, ATHENS, GA 30606-7621
Document Number	0015370085
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1011 WILLOW RDG ATHENS GA 306067621, ATHENS, GA 30606-7621

Mortgage

Document Number	0015370085
Date	May 7, 2020
Book Page	001537/000085
Instrument	2735

Lender

Name	ACOPIA
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE GA
Property Address	1011 WILLOW RDG, ATHENS, GA 30606-7621
Document Number	0013920376
Book / Page	001392 / 000376
Instrument Date	Jun 29, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1011 WILLOW RDG ATHENS GA 306067621, ATHENS, GA 30606-7621

Mortgage

Document Number	0013920376
Date	Jul 7, 2017
Book Page	001392/000376

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: Oconee County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,163.00 (-2.5%) Homeowner's exemption
2025	$7,347.00 (+0.15%) Homeowner's exemption	$412,841 (+5.06%) Land $37,400 Building $375,441	$1,032,103 (+5.06%) Land $93,500 Building $938,603
2024	$7,336.00 (+3.79%) Homeowner's exemption	$392,975 (+4.8%) Land $37,950 Building $355,025	$982,437 (+4.8%) Land $94,875 Building $887,562
2023	$7,068.00 (-1.09%) Homeowner's exemption	$374,976 (+12.38%) Land $37,400 Building $337,576	$937,440 (+12.38%) Land $93,500 Building $843,940
2022	$7,146.00 Homeowner's exemption	$333,656 Land $37,400 Building $296,256	$834,141 Land $93,500 Building $740,641

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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