Schenectady County and Rotterdam Town property record for 1011 Valentine Dr, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,493 sqft · built 1976 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Nov 2018) |
| Tax Bill | $8,585 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 71.6-4-10 |
| Primary APN | 422800 71.6-4-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,493 sqft Living Area |
| 1st Floor Area | 1,407 sqft |
| Basement Area | 1,086 sqft |
| Finished Basement | 1,086 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 125 ft deep x 64 ft wide |
| Garage Type | Basement |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1011 VALENTINE DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 4 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33003 |
1011 Valentine Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 3, 2024 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Nov 20, 2018 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | May 21, 2010 · Amount on File |
| Deed Document Number | 201851313 |
| Deed Book / Page | 2000 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 30, 2026 |
| Property Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Document Number | 0000014848 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202614848 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Document Number | 0000014848, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202614848 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2066 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026792 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 5371/131 |
| Instrument | 202426792 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 2, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 20, 2018 |
| Property Address | 1011 VALENTINE DR, SCHENECTADY, NY 12303-4521 |
| Document Number | 0000051313 |
| Book / Page | 2000 / 378 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 201851313 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 367 VLY RD, 367, SCHENECTADY, NY 12309-1922 |
| Name | Verified Name |
|---|---|
| Address | 13 BUNKER LN, NISKAYUNA, NY 12309-3400 |
| Document Number | 0000051314 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 201851314 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
The 2026 property tax bill for 1011 Valentine Dr was $8,585, up 1.7% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,585.00 (+1.71%) | ||
| 2025 | $8,441.00 | $230,000 Land $8,100 Building $221,900 | $353,800 Land $12,460 Building $341,340 |
| 2023 | $230,000 Land $8,100 Building $221,900 | $302,600 Land $10,657 Building $291,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1011 Valentine Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1011 Valentine Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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